Latest action · Jan 30, 2018Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Progress
Where this bill reached, and when. A stage with no date
was not reached; one that failed a vote and later carried shows the
date it carried.
IntroducedMar 9, 2017
Passed HouseJan 29, 2018
Passed SenateNot reached
To the PresidentNot reached
Became lawNot reached
Summary
(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.
The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.
Recorded votes 1
Newest first. Open one to see how every member voted.
Members who signed on, in the order they did.
Signatures ran from Mar 9, 2017 to
Jan 9, 2018;
5 are original cosponsors,
there from the day it was introduced.
Jan 30, 2018Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jan 29, 2018Mr. Tipton moved to suspend the rules and pass the bill, as amended.
Jan 29, 2018Considered under suspension of the rules. (consideration: CR H644-645)
Jan 29, 2018DEBATE - The House proceeded with forty minutes of debate on H.R. 1457.
Jan 29, 2018At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.
Where
In the Record
Members
Date
House
Debate and remarksH644, H645Text printedH644Recorded votesH653establish
What has been written about this bill: committee reports, cost estimates,
the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Jan 22, 2018H.R. 1457, MOBILE Act of 2017As ordered reported by the House Committee on Financial Services on December 13, 2017
Constitutional authority
Congress has the power to enact this legislation pursuant to the following: Article I, Section 8, Clause 3: ``The Congress shall have power . . . To regulate commerce with foreign nations, and among the several states, and with the Indian tribes.
The sponsor’s statement, as printed in the Congressional Record, vol. 163, no. 41, March 9, 2017, page H2020.
Printed hearings 1
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
Every title it has carried, official and short, at each stage.
Official Title as Introduced
To establish requirements for use of a driver's license or personal identification card by certain financial institutions for opening an account or obtaining a financial product or service, and for other purposes.
Short Titles as Introduced
MOBILE Act of 2017
Making Online Banking Initiation Legal and Easy Act of 2017
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
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Everything here is as published by Congress: the summary is the
Congressional Research Service's, the action wording is the clerks',
and the subjects are the Library of Congress's. How far it got is read
from the actions themselves, taking the most recent one of each kind,
so a bill that failed a vote and later passed is shown as having passed.
Records come from
this bill on Congress.gov
and govinfo.gov; cost estimates
are the Congressional Budget Office's, and the hearings are the printed
hearings GovInfo publishes, which can appear months after the hearing.
