MOBILE Act of 2017
Latest action · Jan 30, 2018 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedMar 9, 2017
- Passed HouseJan 29, 2018
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.
The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.
Recorded votes 1
Newest first. Open one to see how every member voted.
| Roll call | Question | Result | Date |
|---|---|---|---|
| House 46 | On Motion to Suspend the Rules and Pass, as Amended | Passed397–8 | Jan 29, 2018 |
Cosponsors 30
Members who signed on, in the order they did. Signatures ran from Mar 9, 2017 to Jan 9, 2018; 5 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-GA | David Scott | Original | Mar 9, 2017 |
| I-AZ | Kyrsten Sinema | Original | Mar 9, 2017 |
| R-NC | Patrick T. McHenry | Original | Mar 9, 2017 |
| R-IL | Randy Hultgren | Original | Mar 9, 2017 |
| D-AL | Terri A. Sewell | Original | Mar 9, 2017 |
| R-GA | Barry Loudermilk | Mar 23, 2017 | |
| R-AL | Martha Roby | Apr 3, 2017 | |
| R-AL | Bradley Byrne | Apr 26, 2017 | |
| R-AK | Don Young | Jun 6, 2017 | |
| R-CA | Paul Cook | Jun 6, 2017 | |
| R-OH | Steve Stivers | Jun 6, 2017 | |
| R-TX | Lamar Smith | Jun 20, 2017 | |
| R-ME | Bruce Poliquin | Jun 22, 2017 | |
| D-NY | Gregory W. Meeks | Jul 11, 2017 | |
| R-NC | Robert Pittenger | Jul 11, 2017 | |
| D-TX | Vicente Gonzalez | Jul 11, 2017 | |
| R-CA | Edward R. Royce | Jul 12, 2017 | |
| R-OK | Frank D. Lucas | Sep 7, 2017 | |
| R-PA | Keith J. Rothfus | Sep 7, 2017 | |
| R-TN | David Kustoff | Sep 25, 2017 | |
| R-NY | Claudia Tenney | Oct 3, 2017 | |
| R-NC | Ted Budd | Nov 30, 2017 | |
| R-FL | John H. Rutherford | Dec 6, 2017 | |
| D-FL | Charlie Crist | Dec 7, 2017 | |
| R-IN | Luke Messer | Dec 13, 2017 | |
| D-NJ | Josh Gottheimer | Dec 14, 2017 | |
| D-NY | Nydia M. Velázquez | Dec 14, 2017 | |
| D-MD | John K. Delaney | Dec 20, 2017 | |
| R-CA | David G. Valadao | Jan 9, 2018 | |
| R-FL | Francis Rooney | Jan 9, 2018 |
Committees 2
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Mar 9, 2017Markup Dec 12, 2017Markup Dec 13, 2017Reported Jan 22, 2018 |
| Consumer Protection and Financial Institutions Subcommittee | Hearings Jul 12, 2017 | |
| Senate | Banking, Housing, and Urban Affairs Committee | Referred Jan 30, 2018 |
Actions 16
Everything that happened, newest first.
- Jan 30, 2018Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Jan 29, 2018Mr. Tipton moved to suspend the rules and pass the bill, as amended.
- Jan 29, 2018Considered under suspension of the rules. (consideration: CR H644-645)
- Jan 29, 2018DEBATE - The House proceeded with forty minutes of debate on H.R. 1457.
- Jan 29, 2018At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
In the Congressional Record 1
Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.
| Where | In the Record | Members | Date |
|---|---|---|---|
| House | Debate and remarks H644, H645Text printed H644Recorded votes H653establish | Nydia M. Velázquez D-NY, Scott R. Tipton R-CO | Jan 29, 2018 |
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Committee report
Congressional Budget Office cost estimate
- Jan 22, 2018H.R. 1457, MOBILE Act of 2017As ordered reported by the House Committee on Financial Services on December 13, 2017
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 163, no. 41, March 9, 2017, page H2020.
Printed hearings 1
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| Serial No. 115-28 | EXAMINING LEGISLATIVE PROPOSALS TO PROVIDE TARGETED REGULATORY RELIEF TO COMMUNITY FINANCIAL INSTITUTIONS152 pages | Financial Services Committee | Jul 12, 2017 |
CRS reports 2
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 2
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| R45073 | Economic Growth, Regulatory Relief, and Consumer Protection Act (P.L. 115-174) and Selected Policy Issues Archived | Report | Jun 6, 2018 |
| IN10876 | Economic Growth, Regulatory Relief, and Consumer Protection Act (S. 2155) and House Legislation: Common Issue Areas Archived | Insight | May 17, 2018 |
Related bills 3
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 2155 | Economic Growth, Regulatory Relief, and Consumer Protection Act | Related bill | May 24, 2018 |
| S 2854 | MOBILE Act of 2018 | Related bill | Sep 18, 2018 |
| HR 6287 | MOBILE Act of 2016 | Reintroduction of | Sep 28, 2016 |
Titles 3
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To establish requirements for use of a driver's license or personal identification card by certain financial institutions for opening an account or obtaining a financial product or service, and for other purposes.
- Short Titles as Introduced
- MOBILE Act of 2017
- Making Online Banking Initiation Legal and Easy Act of 2017
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 4
Each version as it was printed, newest first.
- Jan 30, 2018Referred in Senate
- Jan 29, 2018Engrossed in House
- Jan 22, 2018Reported in House
- Mar 9, 2017Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
