Homebuyers Privacy Protection Act
Latest action · Dec 18, 2024 Held at the desk.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedDec 13, 2023
- Passed SenateDec 17, 2024
- Passed HouseNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Homebuyers Privacy Protection Act
This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.
Cosponsors 43
Members who signed on, in the order they did. Signatures ran from Dec 13, 2023 to Sep 19, 2024, with 1 there on the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-TN | Bill Hagerty | Original | Dec 13, 2023 |
| R-NE | Deb Fischer | Jan 18, 2024 | |
| D-OR | Jeff Merkley | Jan 18, 2024 | |
| D-PA | John Fetterman | Jan 31, 2024 | |
| R-NE | Pete Ricketts | Jan 31, 2024 | |
| D-MD | Chris Van Hollen | Feb 6, 2024 | |
| R-TN | Marsha Blackburn | Feb 6, 2024 | |
| R-IN | Mike Braun | Feb 7, 2024 | |
| R-AL | Katie Boyd Britt | Feb 27, 2024 | |
| D-MN | Tina Smith | Feb 27, 2024 | |
| D-NH | Jeanne Shaheen | Mar 6, 2024 | |
| I-ME | Angus S. King Jr. | Mar 7, 2024 | |
| R-SD | Mike Rounds | Mar 14, 2024 | |
| R-ND | Kevin Cramer | Mar 19, 2024 | |
| R-ID | Mike Crapo | Mar 19, 2024 |
Actions 10
Everything that happened, newest first.
- Dec 18, 2024Held at the desk.
- Dec 18, 2024Message on Senate action sent to the House.
- Dec 18, 2024Received in the House.
- Dec 17, 2024Measure laid before Senate by unanimous consent. (consideration: CR S7093)
- Dec 17, 2024Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7093)
Amendments 1
Amendments offered to this bill.
| Amendment | Description | Offered by | Status |
|---|---|---|---|
| SA 3339 | In the nature of a substitute. | Jack Reed D-RIfor Charles E. Schumer | Amendment SA 3339 agreed to in Senate by Unanimous Consent. |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| HR 7297 | Homebuyers Privacy Protection Act | Identical bill | Feb 7, 2024 |
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 2
Each version as it was printed, newest first.
- Dec 17, 2024Engrossed in Senate
- Dec 13, 2023Introduced in Senate
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.