HR 3872 · 116th Congress 2019–2021, ended

National Flood Insurance Program Reauthorization and Reform Act of 2019

Introduced Jul 22, 2019 Originated House Sponsor Frank Pallone, Jr. D-NJ

Fact sheet Spreadsheet

Latest action · Jul 23, 2019 Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedJul 22, 2019
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

National Flood Insurance Program Reauthorization and Reform Act of 2019

This bill generally revises the National Flood Insurance Program (NFIP) and reauthorizes the program through FY2024.

The bill addresses NFIP coverage, cost, and availability, including by

  • generally prohibiting the Federal Emergency Management Agency (FEMA) from raising certain premiums, surcharges, and fees more than 9% a year for five years;
  • revising flood insurance coverage limits;
  • establishing the Affordability Assistance Fund to provide financial assistance to low income households through vouchers, grants, or premium credits; and
  • revising standards and certification requirements for flood insurance rate maps.

The bill also revises administrative provisions of NFIP, including by

  • allowing for the continuous operation of NFIP during a lapse in appropriations, and
  • prohibiting the Department of the Treasury from charging FEMA interest for NFIP debt for five years.

The bill sets forth requirements for Write Your Own companies related to reimbursements, agent commissions, and penalties for underpayment of claims. (A Write Your Own company writes and services federal standard flood insurance policies in its own name.)

The bill establishes a state revolving fund for flood mitigation activities and also provides for loans, grants, and other incentives regarding mitigation.

Cosponsors 18

Members who signed on, in the order they did. Signatures ran from Jul 22, 2019 to Sep 26, 2019; 15 are original cosponsors, there from the day it was introduced.

SeatCosponsorSigned on
D-NJAlbio SiresOriginalJul 22, 2019
D-NJAndy KimOriginalJul 22, 2019
D-NJBill Pascrell, Jr.OriginalJul 22, 2019
D-NJBonnie Watson ColemanOriginalJul 22, 2019
D-FLCharlie CristOriginalJul 22, 2019
R-NJChristopher H. SmithOriginalJul 22, 2019
R-LAClay HigginsOriginalJul 22, 2019
D-FLDebbie Mucarsel-PowellOriginalJul 22, 2019
D-NJDonald M. Payne, Jr.OriginalJul 22, 2019
D-NJDonald NorcrossOriginalJul 22, 2019
D-NJJefferson Van DrewOriginalJul 22, 2019
D-NJJosh GottheimerOriginalJul 22, 2019
D-NJMikie SherrillOriginalJul 22, 2019
D-FLStephanie N. MurphyOriginalJul 22, 2019
D-NJTom MalinowskiOriginalJul 22, 2019
D-PAMatt CartwrightJul 24, 2019
D-NYMax RoseJul 24, 2019
D-FLAlcee L. HastingsSep 26, 2019

Committees 2

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseFinancial Services Committee
Referred Jul 22, 2019
HouseTransportation and Infrastructure Committee
Referred Jul 22, 2019
Economic Development, Public Buildings, and Emergency Management Subcommittee
Referred Jul 23, 2019

Actions 3

Everything that happened, newest first.

  1. Jul 23, 2019Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
  2. Jul 22, 2019Introduced in House
  3. Jul 22, 2019Referred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Constitutional authority

Congress has the power to enact this legislation pursuant to the following: Article 1, Section 8 of the U.S. Constitution.

The sponsor’s statement, as printed in the Congressional Record, vol. 165, no. 123, July 22, 2019, page H7161.

CRS reports 5

Congressional Research Service work that CRS links to this bill or the law it became, newest first.

Cite it 5

Products on other subjects that cite it, usually among other measures.

Related bills 7

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
S 1144FIRM IT Act of 2019Related billApr 11, 2019
HR 1610State Flood Mitigation Revolving Fund Act of 2019Related billMar 7, 2019
S 2122National Flood Insurance Program Consultant Accountability Act of 2019Related billJul 16, 2019
S 2170MEMA Act of 2019Related billJul 18, 2019
S 2187National Flood Insurance Program Reauthorization and Reform Act of 2019Identical billJul 18, 2019
Show all 7 related bills

Titles 2

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To reauthorize the National Flood Insurance Program, and for other purposes.
Short Title(s) as Introduced
National Flood Insurance Program Reauthorization and Reform Act of 2019

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 1

Each version as it was printed, newest first.

  1. Jul 22, 2019Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.