S 138 · 119th Congress 2025–2027

VA Home Loan Awareness Act of 2025

Fact sheet

Latest action · Jan 16, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedJan 16, 2025
  2. Passed SenateNot reached
  3. Passed HouseNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

VA Home Loan Awareness Act of 2025

This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan.

Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.

Cosponsors 26

Members who signed on, in the order they did. Signatures ran from Jan 16, 2025 to Feb 10, 2026, with 15 there on the day it was introduced.

SeatCosponsorSigned on
D-MNAmy KlobucharOriginalJan 16, 2025
I-VTBernard SandersOriginalJan 16, 2025
R-OHBernie MorenoOriginalJan 16, 2025
D-MDChris Van HollenOriginalJan 16, 2025
R-MOEric SchmittOriginalJan 16, 2025
D-NVJacky RosenOriginalJan 16, 2025
R-ARJohn BoozmanOriginalJan 16, 2025
R-LAJohn KennedyOriginalJan 16, 2025
R-NDKevin CramerOriginalJan 16, 2025
D-VTPeter WelchOriginalJan 16, 2025
D-GARaphael G. WarnockOriginalJan 16, 2025
D-RISheldon WhitehouseOriginalJan 16, 2025
R-NCTed BuddOriginalJan 16, 2025
R-TXTed CruzOriginalJan 16, 2025
R-NCThom TillisOriginalJan 16, 2025

Actions 2

Everything that happened, newest first.

  1. Jan 16, 2025Introduced in Senate
  2. Jan 16, 2025Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Related bills 2

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
HR 2362VA Home Loan Awareness Act of 2025Related billMar 26, 2025
HR 664421st Century ROAD to Housing ActRelated billJul 11, 2026

Subjects

Assigned by the Library of Congress. Policy area: Housing and Community Development.

Text 1

Each version as it was printed, newest first.

  1. Jan 16, 2025Introduced in Senate

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.