VA Home Loan Awareness Act of 2025
Latest action · Jan 16, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJan 16, 2025
- Passed SenateNot reached
- Passed HouseNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
VA Home Loan Awareness Act of 2025
This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan.
Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.
Cosponsors 26
Members who signed on, in the order they did. Signatures ran from Jan 16, 2025 to Feb 10, 2026; 15 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-MN | Amy Klobuchar | Original | Jan 16, 2025 |
| I-VT | Bernard Sanders | Original | Jan 16, 2025 |
| R-OH | Bernie Moreno | Original | Jan 16, 2025 |
| D-MD | Chris Van Hollen | Original | Jan 16, 2025 |
| R-MO | Eric Schmitt | Original | Jan 16, 2025 |
| D-NV | Jacky Rosen | Original | Jan 16, 2025 |
| R-AR | John Boozman | Original | Jan 16, 2025 |
| R-LA | John Kennedy | Original | Jan 16, 2025 |
| R-ND | Kevin Cramer | Original | Jan 16, 2025 |
| D-VT | Peter Welch | Original | Jan 16, 2025 |
| D-GA | Raphael G. Warnock | Original | Jan 16, 2025 |
| D-RI | Sheldon Whitehouse | Original | Jan 16, 2025 |
| R-NC | Ted Budd | Original | Jan 16, 2025 |
| R-TX | Ted Cruz | Original | Jan 16, 2025 |
| R-NC | Thom Tillis | Original | Jan 16, 2025 |
| R-LA | Bill Cassidy | Feb 3, 2025 | |
| R-NE | Pete Ricketts | Mar 6, 2025 | |
| D-AZ | Ruben Gallego | Apr 2, 2025 | |
| D-VA | Mark R. Warner | Jul 29, 2025 | |
| D-NV | Catherine Cortez Masto | Jul 30, 2025 | |
| D-GA | Jon Ossoff | Sep 10, 2025 | |
| D-CO | John W. Hickenlooper | Sep 18, 2025 | |
| D-AZ | Mark Kelly | Sep 18, 2025 | |
| D-NH | Margaret Wood Hassan | Oct 20, 2025 | |
| R-ID | James E. Risch | Dec 18, 2025 | |
| D-RI | Jack Reed | Feb 10, 2026 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| Senate | Banking, Housing, and Urban Affairs Committee | Referred Jan 16, 2025 |
Actions 2
Everything that happened, newest first.
- Jan 16, 2025Introduced in Senate
- Jan 16, 2025Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
CRS reports 2
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 2
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| R48732 | ROAD to Housing Act of 2025 | Report | Oct 20, 2026 |
| R48849 | Housing for the 21st Century Act | Report | Oct 20, 2026 |
Related bills 2
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| HR 2362 | VA Home Loan Awareness Act of 2025 | Related bill | Mar 26, 2025 |
| HR 6644 | 21st Century ROAD to Housing Act | Related bill | Jul 11, 2026 |
Titles 2
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- A bill to require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.
- Short Title(s) as Introduced
- VA Home Loan Awareness Act of 2025
Subjects
Assigned by the Library of Congress. Policy area: Housing and Community Development.
Text 1
Each version as it was printed, newest first.
- Jan 16, 2025Introduced in Senate
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
