Medical Debt Relief Act of 2023
Latest action · Oct 25, 2023 Referred to the House Committee on Financial Services.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedOct 19, 2023
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Medical Debt Relief Act of 2023
This bill prohibits consumer reporting agencies from including medical debt on a consumer report (i.e., credit report). In addition, the Consumer Financial Protection Bureau must amend regulations to prohibit creditors from obtaining or using medical debt information when considering whether to extend credit to a consumer.
Cosponsors 59
Members who signed on, in the order they did. Signatures ran from Oct 19, 2023 to Nov 12, 2024; 23 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-VA | Abigail Davis Spanberger | Original | Oct 19, 2023 |
| D-CA | Barbara Lee | Original | Oct 19, 2023 |
| D-DC | Eleanor Holmes Norton | Original | Oct 19, 2023 |
| D-NY | Grace Meng | Original | Oct 19, 2023 |
| D-GA | Henry C. "Hank" Johnson, Jr. | Original | Oct 19, 2023 |
| D-MN | Ilhan Omar | Original | Oct 19, 2023 |
| D-MA | James P. McGovern | Original | Oct 19, 2023 |
| D-CO | Joe Neguse | Original | Oct 19, 2023 |
| D-IL | Jonathan L. Jackson | Original | Oct 19, 2023 |
| D-CA | Judy Chu | Original | Oct 19, 2023 |
| D-FL | Kathy Castor | Original | Oct 19, 2023 |
| D-CA | Kevin Mullin | Original | Oct 19, 2023 |
| D-TX | Lloyd Doggett | Original | Oct 19, 2023 |
| D-WI | Mark Pocan | Original | Oct 19, 2023 |
| D-PA | Mary Gay Scanlon | Original | Oct 19, 2023 |
| D-CA | Nanette Diaz Barragán | Original | Oct 19, 2023 |
| D-NY | Paul Tonko | Original | Oct 19, 2023 |
| D-WA | Pramila Jayapal | Original | Oct 19, 2023 |
| D-IL | Raja Krishnamoorthi | Original | Oct 19, 2023 |
| D-MI | Rashida Tlaib | Original | Oct 19, 2023 |
| D-AZ | Raúl M. Grijalva | Original | Oct 19, 2023 |
| D-NC | Valerie P. Foushee | Original | Oct 19, 2023 |
| D-NY | Yvette D. Clarke | Original | Oct 19, 2023 |
| D-IN | André Carson | Oct 25, 2023 | |
| D-CT | Jahana Hayes | Oct 25, 2023 | |
| D-IL | Janice D. Schakowsky | Oct 25, 2023 | |
| D-IL | Jesús G. "Chuy" García | Nov 2, 2023 | |
| D-AK | Mary Sattler Peltola | Nov 15, 2023 | |
| D-NY | Jerrold Nadler | Dec 15, 2023 | |
| D-RI | Seth Magaziner | Dec 15, 2023 | |
| D-MI | Shri Thanedar | Dec 15, 2023 | |
| D-CA | Tony Cárdenas | Dec 15, 2023 | |
| D-GA | Nikema Williams | Jan 17, 2024 | |
| D-NJ | Bonnie Watson Coleman | Mar 12, 2024 | |
| D-MD | David J. Trone | Mar 13, 2024 | |
| D-NC | Alma S. Adams | Mar 19, 2024 | |
| D-MN | Betty McCollum | Mar 19, 2024 | |
| D-CO | Jason Crow | Apr 10, 2024 | |
| D-MI | Debbie Dingell | Jun 12, 2024 | |
| D-WA | Adam Smith | Jun 13, 2024 | |
| D-MI | Daniel T. Kildee | Jun 13, 2024 | |
| D-TX | Joaquin Castro | Jun 18, 2024 | |
| D-WA | Suzan K. DelBene | Jun 18, 2024 | |
| D-CA | Mark Takano | Jun 25, 2024 | |
| D-CA | Ted Lieu | Jun 25, 2024 | |
| D-TX | Veronica Escobar | Jun 25, 2024 | |
| D-CO | Yadira Caraveo | Jun 25, 2024 | |
| D-NY | Timothy M. Kennedy | Jul 9, 2024 | |
| D-OR | Earl Blumenauer | Jul 10, 2024 | |
| D-NY | Alexandria Ocasio-Cortez | Jul 24, 2024 | |
| D-MS | Bennie G. Thompson | Jul 24, 2024 | |
| D-IL | Danny K. Davis | Jul 24, 2024 | |
| D-MA | Stephen F. Lynch | Jul 24, 2024 | |
| D-TN | Steve Cohen | Jul 24, 2024 | |
| D-IL | Delia C. Ramirez | Sep 3, 2024 | |
| D-OR | Suzanne Bonamici | Sep 3, 2024 | |
| D-NY | Adriano Espaillat | Sep 9, 2024 | |
| D-CA | J. Luis Correa | Sep 9, 2024 | |
| D-NC | Wiley Nickel | Nov 12, 2024 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Oct 25, 2023 |
Actions 2
Everything that happened, newest first.
- Oct 25, 2023Referred to the House Committee on Financial Services.
- Oct 19, 2023Introduced in House
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 169, no. 172, October 19, 2023, page H5033.
Printed hearings 3
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| Serial No. 118-19 | HEARING FOR THE PURPOSE OF RECEIVING TESTIMONY FROM THE HONORABLE THOMAS J. VILSACK, SECRETARY, U.S. DEPARTMENT OF AGRICULTURE253 pages | Agriculture Committee | Feb 14, 2024 |
| Serial No. 118-81 | MARKUP OF VARIOUS MEASURES265 pages | Foreign Affairs Committee | Feb 6, 2024 |
| Serial No. 118-18 | MEMBER DAY1,004 pages | Agriculture Committee | Dec 6, 2023 |
CRS reports 1
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 1
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| IF12169 | An Overview of Medical Debt: Collection, Credit Reporting, and Related Policy Issues | Resource | Aug 29, 2025 |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 3103 | Medical Debt Relief Act of 2023 | Identical bill | Oct 19, 2023 |
Titles 2
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on a consumer report, and for other purposes.
- Short Title(s) as Introduced
- Medical Debt Relief Act of 2023
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 1
Each version as it was printed, newest first.
- Oct 25, 2023Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
