Amends the Employee Retirement Income Security Act of 1974, the Public Health Service Act, and the Internal Revenue Code to, among other things: (1) provide for review and appeal of health plan decisions; (2) provide penalties and court remedies for health plans failing to provide benefits; (3) provide limitations on certain class action litigation; (4) provide for limitation on preemption of State law respecting health insurance issuers; and (5) provide for patient protection standards.
Establishes in the Department of Health and Human Services a Patient's Protection Board.