1st Quarter - Report

INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Firm
Client
Income
—
Expenses
$1,060,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

7 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1487 Overdraft Fee Notification Act HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 2266 Reasonable Prudence in Regulations Act (Internet Gambling) HR 2267 Internet Gambling Regulation, Consumer Protection and Enforcement Act HR 2382 Credit Card Interchange Fees Act of 2009 HR 2676 The Administrative Support and Oversight of Financial Institutions Act of 2009 HR 2695 Credit Card Fair Fee Act HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 3904 Overdraft Protection Act of 2009 HR 3996 Financial Stability Improvement Act S. 664 Financial System Stabilization and Reform Act of 2009 S. 896 Helping Families Save Their Homes Act of 2009 S. 1212 Credit Card Fair Fee Act S 1799 Fairness and Accountability in Receiving Overdraft Coverage Act of 2009/Fair Overdraft Coverage Act Bank Capital Rules Bank Examinations Community Bank Involvement with the TARP (access and terms of participation) Community Reinvestment Act Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Union Business Lending Powers Deceptive Marketing Techniques of Ally Bank (formerly GMAC Bank) Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums FDIC Transaction Account Guarantee Program Federal Reserve Supervisory Authority Financial Regulatory Reform Foreclosure Mitigation Housing Government Sponsored Enterprises Interest Rate Restrictions on Deposits Nomination of Ben Bernanke as Chairman, Board of Governors of the Federal Reserve System Obama Administration $30 Billion Small Business Lending Fund Overdraft Protection Programs Proprietary Trading Restrictions Regulatory Relief for Community Banks Regulation Z, Establishment of Escrow, HOEPA Rules, Higher Priced Loans Relief for Preferred Shareholders of Government Sponsored Enterprises Restoring America's Financial Stability Act of 2010 Sarbanes-Oxley relief for community banks Senate Draft of Regulatory Reform Bill Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority TARP Funding, Oversight and Implementation

LobbyistCovered position, as disclosed
CHRISTOPHER COLE —
RONALD K ENCE —
ELIZABETH EURGUBIAN Law Clerk, House General Counsel, 2000-2001
CAMDEN R FINE —
ANN M GROCHALA —
WILLIAM IKE JONES —
JASON KRATOVIL —
DAVID LYNCH New —
PAUL G MERSKI —
RENEE RAPPAPORT LA,SenRichardBryan89-95;RepMikeEspy87-89
MARK K SCANLAN —
AARON W STETTER —
KAREN M THOMAS —
STEPHEN VERDIER —
VIVECA Y WARE —

Contacted: Agriculture, Dept of (USDA); Office of the Comptroller of the Currency (OCC); SENATE; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Farm Credit Administration; Small Business Administration (SBA); Office of Thrift Supervision (OTS); White House Office; Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); President of the U.S.; Internal Revenue Service (IRS); Securities & Exchange Commission (SEC); Federal Reserve System

Bills named: H.R. 1456 (111th), H.R. 786 (111th), H.R. 2676 (111th), H.R. 2267 (111th), H.R. 3904 (111th), S. 1212 (111th), H.R. 2266 (111th), H.R. 3380 (111th), H.R. 3126 (111th), H.R. 703 (111th), H.R. 1487 (111th), H.R. 2382 (111th), H.R. 1728 (111th), S. 896 (111th), H.R. 2695 (111th), H.R. 2897 (111th), H.R. 3996 (111th), H.R. 1106 (111th), S. 664 (111th)

Accounting ACC

HR 1349 Federal Accounting Oversight Board Act of 2009 FAS 166 Lending Impact

LobbyistCovered position, as disclosed
CAMDEN R FINE —
ANN M GROCHALA —
WILLIAM IKE JONES —
PAUL G MERSKI —
STEPHEN VERDIER —

Contacted: President of the U.S.; Office of the Comptroller of the Currency (OCC); White House Office; Housing & Urban Development, Dept of (HUD); Federal Reserve System; Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Farm Credit Administration; Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Treasury, Dept of; Agriculture, Dept of (USDA); Office of Thrift Supervision (OTS); SENATE

Bills named: H.R. 1349 (111th)

Agriculture AGR

Credit Availabiltiy for Farmers Farm Credit Administration - Rural Investment Proposed Regulation Community Bank Views on Rural Credit USDA Business and Industry (BOI) Loan Program - Support changes and funding President's FY - 2011 Budget - Oppose cuts to farm programs

LobbyistCovered position, as disclosed
CAMDEN R FINE —
WILLIAM IKE JONES —
MARK K SCANLAN —
STEPHEN VERDIER —

Contacted: Office of Thrift Supervision (OTS); Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Securities & Exchange Commission (SEC); SENATE; Internal Revenue Service (IRS); President of the U.S.; Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; White House Office; Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Farm Credit Administration

Taxation/Internal Revenue Code TAX

HR 436 Certain Estate Tax Relief Act of 2009 HR 782 Taxpayer Choice Act of 2009 HR 2452 Net Operating Loss Carryback Act of 2009 HR 2847 Tax Extenders Hiring Incentives Act HR 2910 S Corp. Mordernization Act of 2009 HR 3548 Tax Relief Home Buyer Tax Credit and NOL Relief HR 3590 Patient Protection and Affordable Care Act HR 3614 Small Business Investment Act Extension HR 3905 Estate Tax Relief Act of 2009 HR 4213 Expiring Tax Provisions HR 4851 Tax Extension Act S. 156 Small Business Stimulus Act of 2009 S. 823 Net Operating Loss Carryback Act of 2009 S. 996 S Corp. Mordernization Act of 2009 S. 1381 Small Business Tax Relief Act of 2009 S. 1791 Patient Protection and Affordable Care Act Bank Owned Life Insurance Financial Crisis Responsibility Fee Home Buyers Tax Credit

LobbyistCovered position, as disclosed
CAMDEN R FINE —
WILLIAM IKE JONES —
PAUL G MERSKI —
STEPHEN VERDIER —

Contacted: Federal Reserve System; Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Internal Revenue Service (IRS); Treasury, Dept of; Farm Credit Administration; President of the U.S.; White House Office; Office of Thrift Supervision (OTS); Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); SENATE; Agriculture, Dept of (USDA)

Bills named: H.R. 2452 (111th), H.R. 4213 (111th), H.R. 436 (111th), S. 1381 (111th), H.R. 3590 (111th), S. 1791 (111th), H.R. 3905 (111th), S. 823 (111th), H.R. 3548 (111th), H.R. 4851 (111th), H.R. 782 (111th), S. 996 (111th), H.R. 2910 (111th), H.R. 2847 (111th), H.R. 3614 (111th), S. 156 (111th)

Small Business SMB

HR 1541 Temporary Enhancement of SBA Programs S. 156 Small Business Stimulus Act of 2009 (NOL-Carryback, Expensing Provisions) Measures to Promote and Support Small Business Lending Obama Administration $30 Billion Small Business Lending Fund

LobbyistCovered position, as disclosed
CAMDEN R FINE —
PAUL G MERSKI —
RENEE RAPPAPORT LA,SenRichardBryan89-95;RepMikeEspy87-89
KAREN M THOMAS —
STEPHEN VERDIER —

Contacted: Federal Reserve System; Agriculture, Dept of (USDA); President of the U.S.; Office of Thrift Supervision (OTS); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); Treasury, Dept of; Small Business Administration (SBA); White House Office; Federal Deposit Insurance Corporation (FDIC); Housing & Urban Development, Dept of (HUD); SENATE; Internal Revenue Service (IRS); Office of the Comptroller of the Currency (OCC); Farm Credit Administration

Bills named: S. 156 (111th), H.R. 1541 (111th)

Budget/Appropriations BUD

HR 3326 Department of Defense Funding (SBA funding attached in bill) S. 3173 Recovery Act Funding Community Development Financial Institutitions Fund appropriations

LobbyistCovered position, as disclosed
CAMDEN R FINE —
PAUL G MERSKI —
STEPHEN VERDIER —

Contacted: Federal Housing Finance Agency (FHFA); Farm Credit Administration; Federal Deposit Insurance Corporation (FDIC); White House Office; Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Reserve System; President of the U.S.; Agriculture, Dept of (USDA); Office of Thrift Supervision (OTS); SENATE; Small Business Administration (SBA); Housing & Urban Development, Dept of (HUD)

Bills named: S. 3173 (111th), H.R. 3326 (111th)

Bankruptcy BNK

HR 200 Helping Families Save Their Homes in Bankruptcy Act of 2009 Bankruptcy Cram-Down Proposals S. 257 Consumer Credit Fairness Act S. 896 Helping Families Save Their Homes Act of 2009 S. 1731 Perserving Homes and Communities Act of 2009

LobbyistCovered position, as disclosed
RONALD K ENCE —
CAMDEN R FINE —
STEPHEN VERDIER —

Contacted: Housing & Urban Development, Dept of (HUD); SENATE; Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); White House Office; Internal Revenue Service (IRS); Treasury, Dept of; Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Federal Reserve System; Farm Credit Administration; Federal Housing Finance Agency (FHFA); President of the U.S.; Office of Thrift Supervision (OTS)

Bills named: S. 896 (111th), S. 1731 (111th), H.R. 200 (111th), S. 257 (111th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.