4th Quarter - Report

TRANS UNION LLC for TRANS UNION LLC

Firm
Client
Income
—
Expenses
$550,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

5 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

H.R. 3418, S. 1654 - Credit Access and Inclusion Act: Provisions pertaining to consumer credit, alternative data and financial inclusion. S. 3502 - Homebuyers Privacy Protection Act: Provisions pertaining to trigger leads for residential mortgages. H.R. 4198 - Protecting Consumers from Abusive Mortgage Leads Act; S. 1327 - Consumer Credit Control Act of 2023: Provisions pertaining to use of mortgage triggers. H.R. 2656 - Trigger Leads Abatement Act of 2023: Provisions pertaining to trigger leads for credit reporting agencies. S. 4455 - Fair Credit for American Hostages Act: Provisions pertaining to freezing credit reports of American hostages. S. 4916 - Credit Freeze for Newborns Act: Provisions pertaining to freezing consumer credit reports. S. 1316, H.R. 1521 - Servicemembers Credit Monitoring Enhancement Act: Provisions pertaining to credit monitoring for servicemembers. Issues pertaining to CFPB Data Broker rulemaking, credit header data, and medical debt. Issues related to rent reporting on a consumer's credit report. Issues related to consumers in federal disaster zones freezing their credit. Issues related to the Fair Credit Reporting Act and Data Broker Practices. Issues related to credit builder products.

LobbyistCovered position, as disclosed
MADISON HUBBARD —
ALLISON SHUSTER OLDFIELD —
PALMER RAFFERTY —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: S. 1316 (118th), S. 4916 (118th), H.R. 3418 (118th), H.R. 4198 (118th), S. 4455 (118th), S. 1654 (118th), H.R. 2656 (118th), H.R. 1521 (118th), S. 1327 (118th), S. 3502 (118th)

Consumer Issues/Safety/Products CSP

H.R. 8818 - American Privacy Rights Act of 2024: Provisions pertaining to federal privacy rights.

LobbyistCovered position, as disclosed
MADISON HUBBARD —
ALLISON SHUSTER OLDFIELD —
PALMER RAFFERTY —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 8818 (118th)

Housing HOU

H.R. 7857 - Accurate Credit Reporting for Homebuyers Act: Issues pertaining codifying the tri-merge requirement. H.R. 8099 - Credit Report Enhancement Directive Act: Issues pertaining to cost/benefits analysis take place of the bi-merge decision. Issues pertaining to Federal Housing Finance Agency decision to move from tri-merge to bi-merge model for GSE loans. Issues related to tenant screening.

LobbyistCovered position, as disclosed
MADISON HUBBARD —
ALLISON SHUSTER OLDFIELD —
PALMER RAFFERTY —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 7857 (118th), H.R. 8099 (118th)

Budget/Appropriations BUD

H.R. 9494 - Continuing Appropriations and Other Matters Act: Issues related to mortgage triggers.

LobbyistCovered position, as disclosed
MADISON HUBBARD —
ALLISON SHUSTER OLDFIELD —
PALMER RAFFERTY —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 9494 (118th)

Defense DEF

S. 4638 - National Defense Authorization Act for Fiscal Year 2025; H.R. 8070 - Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025: Provisions pertaining to mortgage triggers, credit monitoring for servicemembers, and freezing credit reports for American hostages held overseas.

LobbyistCovered position, as disclosed
MADISON HUBBARD —
ALLISON SHUSTER OLDFIELD —
PALMER RAFFERTY —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 8070 (118th), S. 4638 (118th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.