Protecting Consumers from Abusive Mortgage Leads Act
Latest action · Jun 16, 2023 Referred to the House Committee on Financial Services.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJun 16, 2023
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Protecting Consumers from Abusive Mortgage Leads Act
This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent, or (2) the third party has a current financial service relationship with the consumer.
Cosponsors 10
Members who signed on, in the order they did. Signatures ran from Jul 17, 2023 to Jan 31, 2024.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-MO | Blaine Luetkemeyer | Jul 17, 2023 | |
| R-NV | Mark E. Amodei | Jul 18, 2023 | |
| R-TN | Andrew Ogles | Aug 11, 2023 | |
| R-TX | Roger Williams | Aug 18, 2023 | |
| R-AR | J. French Hill | Sep 12, 2023 | |
| R-FL | W. Gregory Steube | Sep 19, 2023 | |
| R-KY | Andy Barr | Sep 29, 2023 | |
| D-NY | Ritchie Torres | Nov 21, 2023 | |
| D-CO | Brittany Pettersen | Dec 7, 2023 | |
| D-NC | Wiley Nickel | Jan 31, 2024 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Jun 16, 2023 |
Actions 2
Everything that happened, newest first.
- Jun 16, 2023Introduced in House
- Jun 16, 2023Referred to the House Committee on Financial Services.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 169, no. 106, June 16, 2023, page H2965.
Titles 2
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes.
- Short Title(s) as Introduced
- Protecting Consumers from Abusive Mortgage Leads Act
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 1
Each version as it was printed, newest first.
- Jun 16, 2023Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
