Servicemembers’ Credit Monitoring Enhancement Act
Latest action · Mar 16, 2026 Held at the desk.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJun 12, 2025
- Passed SenateMar 5, 2026
- Passed HouseNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Servicemembers' Credit Monitoring Enhancement Act
This bill makes available to all members of the Armed Forces free electronic credit monitoring, regardless of their duty status. (This service is currently available only to those on active duty.)
Cosponsors 3
Members who signed on, in the order they did. All signed on Jun 12, 2025.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-NJ | Andy Kim | Original | Jun 12, 2025 |
| R-ND | Kevin Cramer | Original | Jun 12, 2025 |
| R-MT | Steve Daines | Original | Jun 12, 2025 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| Senate | Banking, Housing, and Urban Affairs Committee | Referred Jun 12, 2025Discharged Mar 5, 2026 |
Actions 7
Everything that happened, newest first.
- Mar 16, 2026Message on Senate action sent to the House.
- Mar 16, 2026Received in the House.
- Mar 16, 2026Held at the desk.
- Mar 5, 2026Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
- Mar 5, 2026Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S877-878; text: CR S877-878)
- Jun 12, 2025Introduced in Senate
- Jun 12, 2025Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
In the Congressional Record 1
Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.
| Where | In the Record | Members | Date |
|---|---|---|---|
| Senate | Debate and remarks S877Text printed S877 | John Thune R-SD | Mar 5, 2026 |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 1316 | Servicemembers’ Credit Monitoring Enhancement Act | Cross-Congress related bill | Nov 15, 2024 |
Titles 3
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- A bill to amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.
- Short Title(s) as Introduced
- Servicemembers’ Credit Monitoring Enhancement Act
- Short Title(s) as Passed Senate
- Servicemembers’ Credit Monitoring Enhancement Act
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 2
Each version as it was printed, newest first.
- Mar 5, 2026Engrossed in Senate
- Jun 12, 2025Introduced in Senate
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
