HR 3694 · 119th Congress 2025–2027

VALID Act of 2025

Latest action · Jun 3, 2025 Referred to the House Committee on Financial Services.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedJun 3, 2025
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Cosponsors 94

Members who signed on, in the order they did. Signatures ran from Jun 3, 2025 to Aug 3, 2026; 3 are original cosponsors, there from the day it was introduced.

SeatCosponsorSigned on
R-WYHarriet M. HagemanOriginalJun 3, 2025
D-GANikema WilliamsOriginalJun 3, 2025
R-CAYoung KimOriginalJun 3, 2025
R-PABrian K. FitzpatrickJun 11, 2025
D-MSBennie G. ThompsonJun 17, 2025
D-ILBradley Scott SchneiderJun 17, 2025
R-WADan NewhouseJun 17, 2025
D-ILJanice D. SchakowskyJun 17, 2025
R-MIJohn R. MoolenaarJun 17, 2025
D-WAMarilyn StricklandJun 17, 2025
D-CARo KhannaJun 17, 2025
D-MIShri ThanedarJun 17, 2025
D-MNAngie CraigJun 23, 2025
D-ILDanny K. DavisJun 23, 2025
D-NVDina TitusJun 23, 2025
D-DCEleanor Holmes NortonJun 23, 2025
D-CAJim CostaJun 23, 2025
D-ILJonathan L. JacksonJun 23, 2025
R-AZPaul A. GosarJun 23, 2025
D-NYPaul TonkoJun 23, 2025
D-ILRaja KrishnamoorthiJun 23, 2025
D-ILSean CastenJun 23, 2025
D-MASeth MoultonJun 23, 2025
D-TNSteve CohenJun 23, 2025
D-TXSylvia R. GarciaJun 23, 2025
D-CATed LieuJun 23, 2025
D-ORAndrea SalinasJun 24, 2025
D-MAJake AuchinclossJun 24, 2025
D-TXJoaquin CastroJun 24, 2025
R-SCWilliam R. Timmons IVJun 24, 2025
D-COJoe NeguseJun 25, 2025
D-ILRobin L. KellyJun 25, 2025
D-DESarah McBrideJun 25, 2025
D-WAAdam SmithJun 26, 2025
R-NYMichael LawlerJun 26, 2025
R-AKNicholas J. Begich IIIJun 26, 2025
R-MNBrad FinstadJun 27, 2025
R-MIJack BergmanJun 30, 2025
D-WAKim SchrierJun 30, 2025
D-MIRashida TlaibJun 30, 2025
D-NCDonald G. DavisJul 2, 2025
D-INAndré CarsonJul 10, 2025
R-TXTroy E. NehlsJul 10, 2025
D-NCDeborah K. RossJul 16, 2025
R-VARobert J. WittmanJul 22, 2025
R-FLJohn H. RutherfordJul 23, 2025
D-ILJesús G. "Chuy" GarcíaJul 29, 2025
D-CALateefah SimonJul 29, 2025
D-PRPablo José HernándezJul 29, 2025
R-TNCharles J. "Chuck" FleischmannSep 2, 2025
D-TXVicente GonzalezSep 2, 2025
R-OHMichael R. TurnerSep 3, 2025
R-INJames R. BairdSep 8, 2025
D-WARick LarsenSep 8, 2025
D-CTJahana HayesSep 26, 2025
D-NHMaggie GoodlanderSep 26, 2025
D-NHChris PappasOct 3, 2025
R-NYNick LaLotaOct 3, 2025
R-COGabe EvansOct 6, 2025
R-IAZachary NunnOct 6, 2025
D-CAJimmy PanettaOct 10, 2025
R-FLScott FranklinOct 10, 2025
D-VASuhas SubramanyamOct 10, 2025
R-ARSteve WomackOct 21, 2025
R-FLCory MillsOct 24, 2025
R-CADavid G. ValadaoOct 24, 2025
D-CAJosh HarderOct 24, 2025
R-TXMorgan LuttrellOct 24, 2025
D-CANorma J. TorresOct 24, 2025
D-CAAmi BeraOct 28, 2025
D-WAEmily RandallNov 7, 2025
R-CAJay ObernolteNov 7, 2025
R-TXJohn R. CarterNov 7, 2025
R-FLMaria Elvira SalazarNov 7, 2025
D-MAStephen F. LynchNov 7, 2025
D-NJDonald NorcrossNov 12, 2025
R-LAJulia LetlowNov 17, 2025
D-NVSteven HorsfordNov 17, 2025
R-VABen ClineDec 12, 2025
D-HIEd CaseDec 16, 2025
R-PARobert P. Bresnahan, Jr.Dec 18, 2025
R-VAJennifer A. KiggansJan 8, 2026
D-NYThomas R. SuozziJan 21, 2026
D-ILEric SorensenJan 22, 2026
R-GABarry LoudermilkFeb 3, 2026
R-FLAnna Paulina LunaMar 25, 2026
R-NJThomas H. Kean, Jr.Apr 6, 2026
D-PAChristopher R. DeluzioApr 27, 2026
D-ALTerri A. SewellApr 27, 2026
R-VAJohn J. McGuire IIIApr 30, 2026
D-CAMark DeSaulnierJun 23, 2026
D-CAZoe LofgrenJun 24, 2026
D-CAJ. Luis CorreaJun 29, 2026
R-KSTracey MannAug 3, 2026

Committees 1

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseFinancial Services Committee
Referred Jun 3, 2025

Actions 2

Everything that happened, newest first.

  1. Jun 3, 2025Introduced in House
  2. Jun 3, 2025Referred to the House Committee on Financial Services.

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Constitutional authority

Congress has the power to enact this legislation pursuant to the following: Article 1; Section 8

The sponsor’s statement, as printed in the Congressional Record, vol. 171, no. 94, June 3, 2025, page H2420.

Printed hearings 1

Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.

NumberHearingCommitteeHeld
Serial No. 119-53OVERSIGHT OF THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AND THE FEDERAL HOUSING ADMINISTRATION204 pagesFinancial Services CommitteeJan 21, 2026

CRS reports 1

Congressional Research Service work that CRS links to this bill or the law it became, newest first.

Cite it 1

Products on other subjects that cite it, usually among other measures.

ProductTitleKindPublished
R48732ROAD to Housing Act of 2025ReportOct 20, 2026

Related bills 2

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
S 1932VALID Act of 2025Related billJun 3, 2025
HR 664421st Century ROAD to Housing ActRelated billJul 11, 2026

Titles 3

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To amend the National Housing Act and the Housing and Community Development Act of 1992 to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers and to require a military service question on the Uniform Residential Loan Application, and for other purposes.
Short Title(s) as Introduced
VALID Act of 2025
VA Loan Informed Disclosure Act of 2025

Subjects

Assigned by the Library of Congress. Policy area: Housing and Community Development.

Text 1

Each version as it was printed, newest first.

  1. Jun 3, 2025Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.