HR 416 · 112th Congress 2011–2013, ended

Health Insurance Rate Review Act

Introduced Jan 25, 2011 Originated House Sponsor Janice D. Schakowsky D-IL

Fact sheet Spreadsheet

Latest action · Feb 9, 2011 Referred to the Subcommittee on Health.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedJan 25, 2011
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Health Insurance Rate Review Act - Amends the Public Health Service Act to declare that federal provisions requiring the Secretary of Health and Human Services (HHS) to review unreasonable premium increases in health care coverage shall not be construed to prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. Expands such review to include all rate increases, not only premium increases.

Directs the Secretary or the relevant state insurance commissioner (or state regulator) to take corrective actions to ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected prior to, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers.

Requires the Secretary to determine whether the state insurance commissioner or regulator or the Secretary will undertake such corrective actions based on whether the state can adequately undertake such actions.

Applies these provisions to grandfathered health plans under the Patient Protection and Affordable Care Act.

Cosponsors 39

Members who signed on, in the order they did. Signatures ran from Jan 25, 2011 to Oct 4, 2011; 26 are original cosponsors, there from the day it was introduced.

SeatCosponsorSigned on
D-CABarbara LeeOriginalJan 25, 2011
D-MABarney FrankOriginalJan 25, 2011
D-OHBetty SuttonOriginalJan 25, 2011
D-NYCharles B. RangelOriginalJan 25, 2011
D-MIDale E. KildeeOriginalJan 25, 2011
D-MAEdward J. MarkeyOriginalJan 25, 2011
D-CAFortney Pete StarkOriginalJan 25, 2011
D-NJFrank Pallone, Jr.OriginalJan 25, 2011
D-TXGene GreenOriginalJan 25, 2011
D-CAGeorge MillerOriginalJan 25, 2011
D-WIGwen MooreOriginalJan 25, 2011
D-CAHenry A. WaxmanOriginalJan 25, 2011
D-CAJackie SpeierOriginalJan 25, 2011
D-CAJane HarmanOriginalJan 25, 2011
D-CAJohn GaramendiOriginalJan 25, 2011
D-MNKeith EllisonOriginalJan 25, 2011
D-TXLloyd DoggettOriginalJan 25, 2011
D-CALois CappsOriginalJan 25, 2011
D-CALynn C. WoolseyOriginalJan 25, 2011
D-HIMazie K. HironoOriginalJan 25, 2011
D-NYPaul TonkoOriginalJan 25, 2011
D-AZRaúl M. GrijalvaOriginalJan 25, 2011
D-NJRobert E. AndrewsOriginalJan 25, 2011
D-CTRosa L. DeLauroOriginalJan 25, 2011
D-CASam FarrOriginalJan 25, 2011
D-MISander M. LevinOriginalJan 25, 2011
D-TXAl GreenJan 26, 2011
D-NYAnthony D. WeinerJan 26, 2011
D-CABob FilnerJan 26, 2011
D-CTJoe CourtneyJan 26, 2011
D-OHDennis J. KucinichFeb 8, 2011
D-WAJim McDermottFeb 8, 2011
D-MIJohn Conyers, Jr.Feb 8, 2011
D-NYLouise McIntosh SlaughterFeb 8, 2011
D-ILLuis V. GutierrezFeb 8, 2011
D-NYNita M. LoweyFeb 8, 2011
D-VTPeter WelchFeb 8, 2011
D-NYCarolyn McCarthyMar 29, 2011
D-CAJanice HahnOct 4, 2011

Committees 1

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseEnergy and Commerce Committee
Referred Jan 25, 2011
Health Subcommittee
Referred Feb 9, 2011

Actions 3

Everything that happened, newest first.

  1. Feb 9, 2011Referred to the Subcommittee on Health.
  2. Jan 25, 2011Introduced in House
  3. Jan 25, 2011Referred to the House Committee on Energy and Commerce.

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Constitutional authority

Congress has the power to enact this legislation pursuant to the following: ``The constitutional authority of Congress to enact this legislation is provided by Article I, Section 8 of the United States Constitution (Clause 3), which grants Congress the power to regulate Commerce among the several States.''

The sponsor’s statement, as printed in the page H470.

Related bills 1

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
S 137Health Insurance Rate Review ActIdentical billJan 25, 2011

Titles 2

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To amend the Public Health Service Act to provide protections for consumers against excessive, unjustified, or unfairly discriminatory increases in premium rates.
Short Titles as Introduced
Health Insurance Rate Review Act

Subjects

Assigned by the Library of Congress. Policy area: Health.

Text 1

Each version as it was printed, newest first.

  1. Jan 25, 2011Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.