HR 3175 · 107th Congress 2001โ€“2003, ended

Late Fee Emergency Relief Act of 2001

Latest action · Nov 2, 2001 Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedOct 29, 2001
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Late Fee Emergency Relief Act of 2001 - Amends the Truth in Lending Act to limit the late fee and annual percentage rate increase imposed upon a consumer credit obligation in the case of any consumer whose principal residence is located in a postal zip code designated by the Postmaster General as a biological, chemical, or radiological attack-related mail disruption area.

Requires the Postmaster General to: (1) designate such an area promptly for a 30-day period following any such mail disruption; and (2) disseminate monthly to specified agencies and publish in the Federal Register the postal zip codes designated as mail disruption areas.

Cosponsors 35

Members who signed on, in the order they did. Signatures ran from Nov 1, 2001 to Feb 27, 2002.

SeatCosponsorSigned on
R-NYFelix J. Grucci Jr.Nov 1, 2001
R-NJMarge RoukemaNov 1, 2001
D-WVNick J. Rahall IINov 1, 2001
R-NYBenjamin A. GilmanNov 6, 2001
D-NJRobert MenendezNov 6, 2001
D-NJRush HoltNov 6, 2001
D-MABarney FrankNov 8, 2001
D-OHStephanie Tubbs JonesNov 8, 2001
R-PABill ShusterNov 13, 2001
D-NYEliot L. EngelNov 13, 2001
R-NYPeter T. KingNov 13, 2001
R-PAPhil EnglishNov 13, 2001
D-WAJim McDermottNov 14, 2001
R-NJJim SaxtonNov 14, 2001
D-ILBobby L. RushNov 15, 2001
R-FLDave WeldonNov 15, 2001
D-MIDavid E. BoniorNov 15, 2001
D-PAMichael F. DoyleNov 15, 2001
D-NYNita M. LoweyNov 15, 2001
D-HIPatsy T. MinkNov 15, 2001
D-DCEleanor Holmes NortonNov 16, 2001
D-MIDale E. KildeeNov 27, 2001
D-GACynthia A. McKinneyNov 29, 2001
R-NYJohn M. McHughNov 29, 2001
D-FLAlcee L. HastingsDec 4, 2001
D-MAJohn F. TierneyDec 4, 2001
D-OHSherrod BrownDec 4, 2001
D-MILynn N. RiversDec 5, 2001
D-MAEdward J. MarkeyDec 6, 2001
D-CAHenry A. WaxmanDec 11, 2001
D-NYMajor R. OwensDec 11, 2001
D-CALynn C. WoolseyDec 19, 2001
D-PAChaka FattahJan 23, 2002
D-NJSteven R. RothmanJan 23, 2002
R-WIF. James Sensenbrenner, Jr.Feb 27, 2002

Committees 1

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseFinancial Services Committee
Referred Oct 29, 2001
Consumer Protection and Financial Institutions Subcommittee
Referred Nov 2, 2001

Actions 3

Everything that happened, newest first.

  1. Nov 2, 2001Referred to the Subcommittee on Financial Institutions and Consumer Credit.
  2. Oct 29, 2001Introduced in House
  3. Oct 29, 2001Referred to the House Committee on Financial Services.

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Printed hearings 1

Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.

NumberHearingCommitteeHeld
Serial No. 107-49GIVING CONSUMERS CREDIT: HOW IS THE CREDIT CARD INDUSTRY TREATING ITS CUSTOMERS?172 pagesFinancial Services CommitteeNov 1, 2001

Titles 2

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To prohibit creditors from imposing late fees, increasing interest rates, or submitting adverse credit information with regard to the account of a consumer whose mail service has been disrupted due to a biological, chemical, or radiological attack, and for other purposes.
Short Titles as Introduced
Late Fee Emergency Relief Act of 2001

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 1

Each version as it was printed, newest first.

  1. Oct 29, 2001Introduced in House

Support LegiList

This page is free, carries no paywall, and is built and maintained by one person. If the record here is useful to you, a few dollars keeps it going.

Processed by Stripe in a separate window. LegiList never sees card details.

Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.