HR 2014 · 107th Congress 2001–2003, ended

Fair Debt Collection Practices Improvement Act of 2001

Introduced May 25, 2001 Originated House Sponsor Robert E. Andrews D-NJ

Fact sheet

Latest action · Jun 18, 2001 Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedMay 25, 2001
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Fair Debt Collection Practices Improvement Act of 2001 - Amends the Fair Debt Collection Practices Act to permit continuation of collection activities and communications during the 30-day period following notice of debt, unless the consumer requests cessation of such activities.

Broadens prescriptions governing debtor's civil liability to include a series of class actions arising out of the same violations by the same debt collector.

Disallows recovery of legal fees that accrue after the date of a consumer's refusal of a debt collector's settlement offer which is greater than or equal to the final judgment award (including participants in a class action or series of class actions).

Requires the court to consider the amount of actual damages awarded when it determines the amount of liability.

Declares that a debt collector shall not be liable if the preponderance of the evidence shows that the violation resulted from good faith compliance with either Federal or State rules of civil procedure, or with a non-judicial foreclosure proceeding.

Cosponsors 27

Members who signed on, in the order they did. Signatures ran from May 25, 2001 to Sep 4, 2002, with 1 there on the day it was introduced.

SeatCosponsorSigned on
R-NYSue W. KellyOriginalMay 25, 2001
R-NELee TerryJul 11, 2001
D-WAAdam SmithJul 19, 2001
D-SCJohn M. Spratt, Jr.Jul 19, 2001
R-COBob SchafferAug 2, 2001
R-WYBarbara CubinOct 2, 2001
R-NYThomas M. ReynoldsOct 2, 2001
D-MIBart StupakNov 28, 2001
R-COScott McInnisFeb 26, 2002
R-GABob BarrFeb 27, 2002
R-COJoel HefleyMar 5, 2002
R-CADarrell IssaMar 12, 2002
R-WIThomas E. PetriMar 12, 2002
R-WIF. James Sensenbrenner, Jr.Apr 18, 2002
D-VAJames P. MoranMay 9, 2002
Show all 27 cosponsors

Actions 3

Everything that happened, newest first.

  1. Jun 18, 2001Referred to the Subcommittee on Financial Institutions and Consumer Credit.
  2. May 25, 2001Introduced in House
  3. May 25, 2001Referred to the House Committee on Financial Services.

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.