NATIONAL ASSOCIATION OF REALTORS for NATIONAL ASSOCIATION OF REALTORS

Energy/Nuclear ENG

Energy Efficiency Labels and Building Codes S385 - Energy Savings and Industrial Competitiveness Act Discussions with Senate offices regarding the PACE loan program. Discussions with the CFPB regarding PACE loans.

Contacted: Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Consumer Financial Protection Bureau (CFPB); Treasury, Dept of; Veterans Affairs, Dept of (VA); Federal Reserve System; Housing & Urban Development, Dept of (HUD); Federal Aviation Administration (FAA); SENATE; Federal Emergency Management Agency (FEMA); Financial Crimes Enforcement Network (FinCEN); U.S. Geological Survey (USGS); Securities & Exchange Commission (SEC); Homeland Security, Dept of (DHS); Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA)

Health Issues HCR

Health Insurance reform HR247 - Health Savings Account Expansion Act HR708 - State Age Rate Flexibility Act HR1101 - Small Business Health Fairness Act HR1628 - American Health Care Act S28 - Health Savings Account Expansion Act

Contacted: Office of the Comptroller of the Currency (OCC); Federal Reserve System; Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); Financial Crimes Enforcement Network (FinCEN); SENATE; Federal Emergency Management Agency (FEMA); Treasury, Dept of; Homeland Security, Dept of (DHS); Veterans Affairs, Dept of (VA); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); U.S. Geological Survey (USGS); Federal Aviation Administration (FAA); Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 1628 (115th), H.R. 247 (115th), H.R. 1101 (115th), H.R. 708 (115th)

Copyright/Patent/Trademark CPT

Conversations with the House and Senate regarding patent reform.

Contacted: SENATE; Office of the Comptroller of the Currency (OCC); Federal Aviation Administration (FAA); U.S. Geological Survey (USGS); Treasury, Dept of; Federal Emergency Management Agency (FEMA); Veterans Affairs, Dept of (VA); Homeland Security, Dept of (DHS); Financial Crimes Enforcement Network (FinCEN); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Consumer Financial Protection Bureau (CFPB)

Consumer Issues/Safety/Products CSP

Broadband Access S96 - Improving Rural Call Quality and Reliability Act of 2017 S645 - Measuring the Economic Impact of Broadband Act of 2017 Discussions with the House and Senate regarding network neutrality. Discussions with the Consumer Finance Protection Bureau (CFPB) regarding TRID and RESPA rules.

Contacted: HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Federal Aviation Administration (FAA); SENATE; Financial Crimes Enforcement Network (FinCEN); Agriculture, Dept of (USDA); Federal Reserve System; Federal Emergency Management Agency (FEMA); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Consumer Financial Protection Bureau (CFPB); Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Homeland Security, Dept of (DHS); U.S. Geological Survey (USGS); Treasury, Dept of; Veterans Affairs, Dept of (VA)

Immigration IMM

EB-5 Investor Visa Program HR1502 - To terminate the EB-5 program. S232 - A bill to terminate the EB-5 Visa Program and to reallocate the employment creation visas to the other employment-based visa classifications. H-2B Visas S792 - A bill to amend the Immigration and Nationality Act to establish an H-2B temporary non-agricultural work visa program, and for other purposes.

Contacted: Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Federal Emergency Management Agency (FEMA); Federal Deposit Insurance Corporation (FDIC); Federal Aviation Administration (FAA); Financial Crimes Enforcement Network (FinCEN); Housing & Urban Development, Dept of (HUD); Consumer Financial Protection Bureau (CFPB); Treasury, Dept of; Federal Reserve System; Veterans Affairs, Dept of (VA); Office of the Comptroller of the Currency (OCC); Homeland Security, Dept of (DHS); U.S. Geological Survey (USGS); Federal Housing Finance Agency (FHFA); SENATE; Securities & Exchange Commission (SEC)

Bills named: H.R. 1502 (115th)

Financial Institutions/Investments/Securities FIN

G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act Discussions with House of Representatives offices regarding draft legislation clarifying the Basel III "High Volatility Commercial Real Estate" risk-weight rules for lenders. Discussions with the Consumer Finance Protection Bureau (CFPB) regarding QM rules. Discussions with the Federal Housing Finance Agency (FHFA) regarding single family rentals and guarantee fees. Discussions with the Office of the Comptroller of the Currency (OCC) regarding commercial lending. Discussions with the Financial Crimes Enforcement Network regarding money laundering. Discussions with the Department of the Treasury regarding money laundering, housing finance, and the GSEs. Discussions with the Securities and Exchange Commission (SEC) regarding crowdfunding regulations. Discussions with the Federal Reserve System regarding consumer lending and regulatory issues.

Contacted: HOUSE OF REPRESENTATIVES; Federal Aviation Administration (FAA); U.S. Geological Survey (USGS); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Veterans Affairs, Dept of (VA); Homeland Security, Dept of (DHS); Consumer Financial Protection Bureau (CFPB); Agriculture, Dept of (USDA); Housing & Urban Development, Dept of (HUD); SENATE; Federal Emergency Management Agency (FEMA); Financial Crimes Enforcement Network (FinCEN); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); Federal Reserve System

Bills named: H.R. 916 (115th), H.R. 1153 (115th)

Civil Rights/Civil Liberties CIV

ADA Notice and Reform HR620 - ADA Education and Reform Act of 2017

Contacted: Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); U.S. Geological Survey (USGS); Federal Aviation Administration (FAA); SENATE; Agriculture, Dept of (USDA); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Consumer Financial Protection Bureau (CFPB); Financial Crimes Enforcement Network (FinCEN); Office of the Comptroller of the Currency (OCC); Veterans Affairs, Dept of (VA); Securities & Exchange Commission (SEC); Federal Emergency Management Agency (FEMA); HOUSE OF REPRESENTATIVES

Bills named: H.R. 620 (115th)

Taxation/Internal Revenue Code TAX

Mortgage Insurance Premiums HR109 - Mortgage Insurance Tax Deduction Act Mortgage Debt Forgiveness HR110 - Mortgage Debt Forgiveness Act S22 - Mortgage Debt Tax Relief Act Business Income Tax Rates HR116 - Main Street Fairness Act S707 - Main Street Fairness Act Changes to Mortgage Interest Deduction HR516 - Tax Benefit for Homeownership Clarification Act HR94 - Common Sense Housing Investment Act of 2017 Historic Tax Credit HR1158 - Historic Tax Credit Improvement Act of 2017 S425 - Historic Tax Credit Improvement Act of 2017 Low Income Housing Tax Credit HR1661 - Affordable Housing Credit Improvement Act of 2017 S548 - Affordable Housing Credit Improvement Act of 2017 Standard Home Office Deduction HR836 - HOME Act S290 - HOME Act Employer-Provided Housing Benefit Credit HR764 - Housing America's Workforce Act of 2017 Discussions with House and Senate offices regarding tax reform proposals and first-time home buyer credit legislation. Discussions with the Department of the Treasury regarding the mortgage interest deduction and tax reform.

Contacted: U.S. Geological Survey (USGS); Federal Reserve System; Financial Crimes Enforcement Network (FinCEN); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Federal Aviation Administration (FAA); SENATE; Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Veterans Affairs, Dept of (VA); Consumer Financial Protection Bureau (CFPB); Securities & Exchange Commission (SEC); Federal Emergency Management Agency (FEMA)

Bills named: H.R. 1158 (115th), H.R. 94 (115th), H.R. 110 (115th), H.R. 836 (115th), H.R. 116 (115th), H.R. 516 (115th), H.R. 109 (115th), H.R. 1661 (115th), H.R. 764 (115th)

Disaster Planning/Emergencies DIS

Flood Insurance HR879 - Flood Insurance Integrity Act HR1401 - Flood Insurance Fairness Act of 2017 HR1422 - Flood Insurance Market Parity and Modernization Act HR1423 - National Flood Insurance Program Reauthorization and Improvement Act of 2017 HR1558 - Repeatedly Flooded Communities Preparation Act S110 - Digital Coast Act S563 - Flood Insurance Market Parity and Modernization Act Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Department of Housing and Urban Development (HUD) regarding FHA floodplain standards. Discussions with the U.S. Geological Survey (USGS) regarding their 3D elevation program. Discussions with the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve System, and the Office of the Comptroller of the Currency (OCC) regarding private flood insurance.

Contacted: Federal Housing Finance Agency (FHFA); Federal Emergency Management Agency (FEMA); Housing & Urban Development, Dept of (HUD); Securities & Exchange Commission (SEC); Agriculture, Dept of (USDA); Federal Reserve System; Treasury, Dept of; Veterans Affairs, Dept of (VA); Federal Deposit Insurance Corporation (FDIC); U.S. Geological Survey (USGS); Homeland Security, Dept of (DHS); Financial Crimes Enforcement Network (FinCEN); SENATE; Office of the Comptroller of the Currency (OCC); Federal Aviation Administration (FAA); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES

Bills named: H.R. 1423 (115th), H.R. 1401 (115th), H.R. 1558 (115th), H.R. 1422 (115th), H.R. 879 (115th)

Housing HOU

FHA Premiums HR1321 - To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. Fair Housing Protections HR1447 - Fair and Equal Housing Act Communications with the Senate regarding the nomination of Dr. Ben Carson to be HUD Secretary. Discussions with the Department of Agriculture regarding rural housing service, and rural housing loan fees related to broker/agent commissions. Discussions with the Department of Housing and Urban Development (HUD) regarding FHA, FHA mortgage insurance premiums, Section 8, and fair housing. Discussions with the Department of Veterans Affairs (VA) regarding the VA home loan program.

Contacted: Federal Reserve System; Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Federal Aviation Administration (FAA); HOUSE OF REPRESENTATIVES; Federal Emergency Management Agency (FEMA); Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Veterans Affairs, Dept of (VA); Consumer Financial Protection Bureau (CFPB); Office of the Comptroller of the Currency (OCC); U.S. Geological Survey (USGS); Financial Crimes Enforcement Network (FinCEN); SENATE; Agriculture, Dept of (USDA); Treasury, Dept of; Homeland Security, Dept of (DHS)

Bills named: H.R. 1321 (115th), H.R. 1447 (115th)

Government Issues GOV

Regulatory Reform HR5 - Regulatory Accountability Act of 2017 HR26 - Regulations from the Executive in Need of Scrutiny (REINS) Act HR33 - Small Business Regulatory Flexibility Improvements Act HR998 - Searching for and Cutting Regulations that are Unnecessarily Burdensome Act HR1004 - Regulatory Integrity Act of 2017 HR1009 - OIRA Insight, Reform, and Accountability Act S584 - Small Business Regulatory Flexibility Improvements Act

Contacted: Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Homeland Security, Dept of (DHS); Federal Aviation Administration (FAA); HOUSE OF REPRESENTATIVES; SENATE; Federal Reserve System; Financial Crimes Enforcement Network (FinCEN); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); U.S. Geological Survey (USGS); Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); Federal Emergency Management Agency (FEMA); Veterans Affairs, Dept of (VA); Treasury, Dept of; Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 26 (115th), H.R. 33 (115th), H.R. 998 (115th), H.R. 1009 (115th), H.R. 1004 (115th), H.R. 5 (115th)

Real Estate/Land Use/Conservation RES

Conversations with House and Senate offices regarding rules for commercial use of unmanned aerial systems (UAS). Conversations with the Federal Aviation Administration (FAA) regarding rules for commercial use of unmanned aerial systems (UAS).

Contacted: SENATE; Federal Reserve System; Financial Crimes Enforcement Network (FinCEN); Veterans Affairs, Dept of (VA); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA); Consumer Financial Protection Bureau (CFPB); Federal Aviation Administration (FAA); Federal Emergency Management Agency (FEMA); Homeland Security, Dept of (DHS); Agriculture, Dept of (USDA); Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); U.S. Geological Survey (USGS)