HR 1423 · 115th Congress 2017–2019, ended

National Flood Insurance Program Reauthorization and Improvement Act of 2017

Fact sheet

Latest action · Mar 8, 2017 Referred to the House Committee on Financial Services.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedMar 8, 2017
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

National Flood Insurance Program Reauthorization and Improvement Act of 2017

This bill amends the National Flood Insurance Act of 1968 to extend the National Flood Insurance Program (NFIP) through FY2027.

Every policy issued under NFIP must include documents describing the type of loss covered, a summary of the costs of the policy, and an explanation of the policy's parameters.

The Federal Emergency Management Agency (FEMA) is directed to establish a program for "Write Your Own" companies (a company that writes and services federal standard flood insurance policies in its own name) to investigate preexisting structural conditions in properties. Participation in this program shall be voluntary.

In the event a policyholder prevails in a lawsuit regarding claims against an insurance company or FEMA, the court may award litigation costs. Costs of an administrative appeal shall be awarded to a prevailing claimant.

Engineers providing services in connection with NFIP must be certified by FEMA and be professionally licensed as an engineer.

FEMA must establish a publicly searchable online registry of companies and individuals providing services related to NFIP.

The bill establishes criminal and civil penalties for committing fraud or making false statements in connection with NFIP.

The bill establishes whistleblower protections for individuals performing tasks related to NFIP, including federal employees, Write Your Own employees, and third-party administrators and service providers.

It is unlawful for Write Your Own companies to violate the independence of a provider of engineering services in connection with flood insurance coverage.

The Government Accountability Office must report on: (1) the effects of global warming on NFIP solvency, and (2) Hurricane Sandy claims handled by Write Your Own companies.

Cosponsors

Members who signed on, in the order they did.

No cosponsors are on file for this measure.

Actions 2

Everything that happened, newest first.

  1. Mar 8, 2017Introduced in House
  2. Mar 8, 2017Referred to the House Committee on Financial Services.

Related bills 5

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
S 3628National Flood Insurance Program Extension ActRelated billDec 31, 2018
S 3670National Flood Insurance Program Extension Act of 2018Related billNov 28, 2018
S 3703NFIP Extension Act of 2018Related billDec 4, 2018
HR 6922Union Integrity ActRelated billSep 26, 2018
HR 7187National Flood Insurance Program Further Extension Act of 2018Related billDec 1, 2018

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 1

Each version as it was printed, newest first.

  1. Mar 8, 2017Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.