ZURICH AMERICAN INSURANCE COMPANY for ZURICH AMERICAN INSURANCE COMPANY

Energy/Nuclear ENG

Discussions related to energy policy.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Internal Revenue Service (IRS); U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; Treasury, Dept of; SENATE

Taxation/Internal Revenue Code TAX

Implementation of the Foreign Account Tax Compliance Act of 2009 (specifically reporting and designation requirements for insurance and content/scope of intergovernmental agreements to implement), as included and passed in the Hiring Incentive to Restore Employment (HIRE) Act.Proposals to alter tax treatment of U.S. subsidiaries of foreign parent corporations specific to foreign affiliated reinsurance, including, debt limit and "fiscal cliff" discussions. Proposals to alter tax code treatment of life insurance products, specifically COLI and DRD provisions. General discussion of tax code reform, specific to insurance and corporate rates. H.R. 2054/S. 991, To amend the Internal Revenue Code of 1986 by altering the tax treatment of legitimate foreign affiliate reinsurance transactions undertaken by U.S. subsidiaries of foreign parent companies; includes provisions in Administration's 2014 Budget Proposal.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: U.S. Trade Representative (USTR); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); SENATE

Bills named: H.R. 2054 (113th), S. 991 (113th)

Health Issues HCR

General discussions related to implementation of the Patient Protection and Affordable Care Act (Public Law No. 111-148).

Foreign entity interest: Zurich Insurance Group - interests are those of parent company

Contacted: Internal Revenue Service (IRS); SENATE; Treasury, Dept of; U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES

Torts TOR

H.R. 982, Furthering Asbestos Claim Transparency (FACT) Act of 2013.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Treasury, Dept of; SENATE; Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR)

Bills named: H.R. 982 (113th)

Government Issues GOV

General discussions related to the lawful advocacy activities of U.S. subsidiaries of foreign parent companies.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; SENATE; U.S. Trade Representative (USTR); Treasury, Dept of

Trade (domestic/foreign) TRD

Discussions related to a Trans Pacific Partnership (TPP). Discussions related to prospective trade agreements between the United States and the European Union. Discussions related to WTO Services Agreement.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Internal Revenue Service (IRS); U.S. Trade Representative (USTR); Treasury, Dept of; SENATE; HOUSE OF REPRESENTATIVES

Agriculture AGR

Discussions related to Farm Bill consideration, specifically the crop insurance program. H.R. 1947/H.R. 2642, Federal Agriculture Reform and Risk Management Act of 2013. S. 677, Crop Insurance Improvement Act of 2013.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: SENATE; Internal Revenue Service (IRS); U.S. Trade Representative (USTR); Treasury, Dept of; HOUSE OF REPRESENTATIVES

Bills named: S. 677 (113th), H.R. 1947 (113th), H.R. 2642 (113th)

Insurance INS

Implementation of Public Law No. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, specifically, provisions on systemic risk, insurance oversight (Federal Insurance Office), conflicting Department of Labor fiduciary standards, and CFPB activities related to P&C insurance. Discussions related to Basel III capital standards.Discussions on global designation of systemically relevant non-bank's financials. Issues related to lender placed insurance, including proposals by the CFPB. General issues related to Super Storm Sandy, as related to property-casualty insurance. General issues related to anti-trust exemptions for P&C insurance. H.R. 41, To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 1945, Fostering Resilience to Terrorism Act of 2013. S. 996, a bill to amend the National Flood Insurance Program, and similar proposals, specifically provisions related to rates. General discussion of natural catastrophe related legislation.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Internal Revenue Service (IRS); SENATE; U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; Treasury, Dept of

Bills named: H.R. 240 (113th), H.R. 41 (113th), H.R. 2146 (113th), H.R. 508 (113th), S. 996 (113th), H.R. 1945 (113th)

Labor Issues/Antitrust/Workplace LBR

Proposals to end private sector delivery of the Defense Base Act (Administration's FY2014 Budget proposal). H.R. 2129, Defense Base Act Insurance Improvement Act of 2013. General discussions related to the modernization of the Medicare secondary payer process (specific to workers compensation liability).H.R. 1982, Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2013.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: U.S. Trade Representative (USTR); SENATE; Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Treasury, Dept of

Bills named: H.R. 2129 (113th), H.R. 1982 (113th)