TRAPS Act
Latest action · Sep 16, 2026 Ordered to be Reported (Amended) by the Yeas and Nays: 49 - 0.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedAug 8, 2025
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Cosponsors 57
Members who signed on, in the order they did. Signatures ran from Aug 8, 2025 to Oct 13, 2026; 1 is an original cosponsor, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-CT | James A. Himes | Original | Aug 8, 2025 |
| D-VA | Donald S. Beyer, Jr. | Aug 19, 2025 | |
| R-TX | Roger Williams | Aug 19, 2025 | |
| R-TX | Pete Sessions | Sep 2, 2025 | |
| D-FL | Darren Soto | Sep 10, 2025 | |
| D-AL | Terri A. Sewell | Sep 10, 2025 | |
| R-CA | Young Kim | Sep 11, 2025 | |
| D-VA | Eugene Simon Vindman | Sep 15, 2025 | |
| D-RI | Seth Magaziner | Sep 17, 2025 | |
| D-CO | Brittany Pettersen | Sep 18, 2025 | |
| D-CA | Brad Sherman | Sep 26, 2025 | |
| R-PA | Daniel Meuser | Sep 26, 2025 | |
| D-GA | David Scott | Sep 26, 2025 | |
| D-OH | Joyce Beatty | Sep 26, 2025 | |
| R-FL | Vern Buchanan | Sep 30, 2025 | |
| D-OR | Andrea Salinas | Oct 17, 2025 | |
| R-GA | Barry Loudermilk | Oct 17, 2025 | |
| D-CA | Ami Bera | Oct 24, 2025 | |
| R-WI | Bryan Steil | Oct 31, 2025 | |
| D-NY | Josh Riley | Nov 19, 2025 | |
| R-FL | Maria Elvira Salazar | Dec 9, 2025 | |
| D-MD | Jamie Raskin | Dec 18, 2025 | |
| D-CA | Derek Tran | Dec 19, 2025 | |
| R-OK | Frank D. Lucas | Jan 7, 2026 | |
| R-NC | Tim Moore | Feb 2, 2026 | |
| R-CA | David G. Valadao | Feb 10, 2026 | |
| R-VA | Robert J. Wittman | Feb 10, 2026 | |
| R-NJ | Christopher H. Smith | Feb 20, 2026 | |
| R-SC | William R. Timmons IV | Mar 4, 2026 | |
| R-PA | Brian K. Fitzpatrick | Mar 17, 2026 | |
| D-CA | J. Luis Correa | Mar 17, 2026 | |
| R-NY | Michael Lawler | Mar 17, 2026 | |
| R-NY | Nicole Malliotakis | Mar 17, 2026 | |
| R-TX | Randy K. Weber, Sr. | Mar 17, 2026 | |
| R-KS | Tracey Mann | Mar 17, 2026 | |
| R-NC | Pat Harrigan | Mar 18, 2026 | |
| D-PA | Christopher R. Deluzio | Mar 25, 2026 | |
| R-VA | Jennifer A. Kiggans | Mar 25, 2026 | |
| R-NE | Don Bacon | Mar 26, 2026 | |
| D-NY | George Latimer | Mar 26, 2026 | |
| D-VA | James R. Walkinshaw | Apr 9, 2026 | |
| R-NC | Virginia Foxx | Apr 9, 2026 | |
| D-NJ | Jefferson Van Drew | Apr 14, 2026 | |
| D-KS | Sharice Davids | Apr 16, 2026 | |
| R-NE | Adrian Smith | Apr 20, 2026 | |
| D-NC | Donald G. Davis | Apr 28, 2026 | |
| D-CO | Joe Neguse | Apr 28, 2026 | |
| D-OR | Suzanne Bonamici | Jun 2, 2026 | |
| D-MA | William R. Keating | Jun 10, 2026 | |
| R-TX | Monica De La Cruz | Jun 15, 2026 | |
| D-OR | Janelle S. Bynum | Jun 23, 2026 | |
| D-CO | Jason Crow | Jul 13, 2026 | |
| R-KY | Andy Barr | Sep 10, 2026 | |
| D-AZ | Adelita S. Grijalva | Sep 14, 2026 | |
| R-CO | Gabe Evans | Sep 24, 2026 | |
| D-CA | Dave Min | Oct 5, 2026 | |
| D-RI | Gabe Amo | Oct 13, 2026 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Aug 8, 2025Markup Sep 16, 2026 |
Actions 4
Everything that happened, newest first.
- Sep 16, 2026Committee Consideration and Mark-up Session Held
- Sep 16, 2026Ordered to be Reported (Amended) by the Yeas and Nays: 49 - 0.
- Aug 8, 2025Introduced in House
- Aug 8, 2025Referred to the House Committee on Financial Services.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Congressional Budget Office cost estimate
- Nov 10, 2026H.R. 4936, TRAPS ActAs ordered reported by the House Committee on Financial Services on September 16, 2026
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 171, no. 136, August 8, 2025, page H3688.
Printed hearings 1
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| Serial No. 119-45 | OVERSIGHT OF PRUDENTIAL REGULATORS282 pages | Financial Services Committee | Dec 2, 2025 |
CRS reports 1
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 1
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| R49432 | Online Scam Centers in Southeast Asia: Background and U.S. Responses | Report | Sep 30, 2026 |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 2019 | TRAPS Act | Identical bill | Jun 10, 2025 |
Titles 3
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To establish a Task Force for Recognizing and Averting Payment Scams, and for other purposes.
- Short Title(s) as Introduced
- TRAPS Act
- Taskforce for Recognizing and Averting Payment Scams Act
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 1
Each version as it was printed, newest first.
- Aug 8, 2025Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
