Preserving Access to Manufactured Housing Act of 2015
Latest action · Apr 16, 2015 Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 114-49.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedMar 10, 2015
- Passed SenateNot reached
- Passed HouseNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Preserving Access to Manufactured Housing Act of 2015
Amends the Truth in Lending Act to revise the exclusion from the meaning of "mortgage originator" of any employee of a retailer of manufactured homes who does not for compensation or gain take residential mortgage loan applications, for compensation or gain offer or negotiate terms of a residential mortgage loan, or advise a consumer on loan terms (including rates, fees, and other costs).
Excludes from the meaning of "mortgage originator," instead, any retailer of manufactured or modular homes or its employees unless the retailer or its employees receive compensation or gain for engaging in certain activities in excess of any compensation or gain received in a comparable cash transaction.
Revises the definition of "high cost mortgage."
Cosponsors 27
Members who signed on, in the order they did. Signatures ran from Mar 10, 2015 to Apr 4, 2016; 3 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-WV | Joe Manchin III | Original | Mar 10, 2015 |
| R-PA | Patrick J. Toomey | Original | Mar 10, 2015 |
| R-AR | Tom Cotton | Original | Mar 10, 2015 |
| R-WV | Shelley Moore Capito | Mar 18, 2015 | |
| R-ID | Mike Crapo | Apr 13, 2015 | |
| R-TN | Bob Corker | Apr 20, 2015 | |
| R-IA | Chuck Grassley | Apr 22, 2015 | |
| R-OK | James M. Inhofe | Apr 28, 2015 | |
| R-TN | Lamar Alexander | Apr 28, 2015 | |
| R-OH | Rob Portman | May 5, 2015 | |
| R-MS | Roger F. Wicker | May 5, 2015 | |
| R-MT | Steve Daines | May 5, 2015 | |
| R-OK | James Lankford | May 6, 2015 | |
| R-MS | Thad Cochran | May 6, 2015 | |
| D-MI | Gary C. Peters | May 14, 2015 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| Senate | Banking, Housing, and Urban Affairs Committee | Referred Mar 10, 2015Hearings Apr 16, 2015 |
Actions 3
Everything that happened, newest first.
- Apr 16, 2015Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 114-49.
- Mar 10, 2015Introduced in Senate
- Mar 10, 2015Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Printed hearings 1
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| S. Hrg. 114-49 | REGULATORY BURDENS TO OBTAINING MORTGAGE CREDIT182 pages | Banking, Housing, and Urban Affairs Committee | Apr 16, 2015 |
Related bills 3
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| HR 650 | Preserving Access to Manufactured Housing Act of 2015 | Identical bill | Apr 15, 2015 |
| S 1910 | Financial Services and General Government Appropriations Act, 2016 | Related bill | Jul 30, 2015 |
| HR 5983 | Financial CHOICE Act of 2016 | Related bill | Dec 20, 2016 |
Titles 2
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- A bill to amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage.
- Short Titles as Introduced
- Preserving Access to Manufactured Housing Act of 2015
Subjects
Assigned by the Library of Congress. Policy area: Housing and Community Development.
Text 1
Each version as it was printed, newest first.
- Mar 10, 2015Introduced in Senate
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
