Commercial Real Estate and Economic Development Act of 2013 or CREED Act of 2013 - Reinstates for a five-year period beginning on the date of enactment of this Act the authority for Small Business Administration (SBA) low-interest refinancing of small business debt not involving business expansion under the SBA's local development business loan program.
Repeals a provision of the Small Business Jobs Act of 2010 which terminated such authority as of September 27, 2012.
States that no additional appropriations are authorized for the reinstated refinancing program.