Military Family Assistance Act of 2005 - Authorizes the Secretary of Defense to make an emergency adjustment in the rates of the basic allowance for housing in a particular military housing area in response to a sudden increase in energy costs resulting from higher charges for utilities or other causes. Allows such increase to remain in effect for up to six months. Requires the Secretary to notify Congress of such an adjustment and the reasons for such adjustment.
Authorizes the Secretary to make an emergency adjustment in the cost-of-living allowance and establish temporary high cost areas during a fiscal year in response to a sudden increase in gasoline prices in an area. Provides the same six-month limitation and congressional notification requirement.