Cheaper Car Insurance Act of 2004
Latest action · Jul 22, 2004 Read twice and referred to the Committee on the Judiciary.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJul 22, 2004
- Passed SenateNot reached
- Passed HouseNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Cheaper Car Insurance Act of 2004 - Amends the Federal criminal code to prohibit automobile insurance fraud.
Directs the Department of Justice to publish best practices for the States to use in licensing: (1) auto body shops that perform work paid for by insurers; and (2) medical treatment provided to people who are injured in automobile accidents.
Requires the Attorney General to: (1) cooperate with the offices of the U.S. Attorneys to aggressively investigate fraudulent chop shops and salvage yards, to aggressively prosecute automobile insurance fraud, and to report statistics on investigations, prosecutions, and convictions; and (2) establish Federal-State-Local Anti-Auto Insurance Fraud Task Forces in the offices of the U.S. Attorneys in the ten U.S. cities that are most severely affected.
Grants an insurance company the right to require a mandatory inspection by an insurance company representative or agent of any motor vehicle prior to agreeing to provide insurance coverage. Permits a company to waive such right under specified circumstances. Allows an insurer to require a pre-insurance inspection of an otherwise exempt motor vehicle, but prohibits basing such decision on the age, race, sex, religion, or marital status of the applicant or insured or the fact that the vehicle has been insured through a residual or non-voluntary insurance market.
Cosponsors
Members who signed on, in the order they did.
Actions 2
Everything that happened, newest first.
- Jul 22, 2004Introduced in Senate
- Jul 22, 2004Read twice and referred to the Committee on the Judiciary.
Subjects
Assigned by the Library of Congress. Policy area: Crime and Law Enforcement.
- Accreditation (Medical care)
- Automobile industry
- Automobile parts
- Automobile repair
- Business records
- Commerce
- Congress
- Congressional reporting requirements
- Conspiracy
- Crime and Law Enforcement
- Criminal investigation
- Criminal statistics
- Department of Justice
- Executive reorganization
- Finance and Financial Sector
- Fraud
- Government Operations and Politics
- Government paperwork
- Government publicity
- Health
- Insurance companies
- Law
- Licenses
- Prosecution
- Public prosecutors
- Recidivists
- Salvage
- Self-insurance
- State laws
- Traffic accidents and safety
- Transportation and Public Works
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.