Amends part A (General Provisions) of title XI of the Social Security Act to prohibit the commercial acquisition or distribution of an individual's social security number (or any derivative), as well as its use as a personal identification number, without the individual's written consent. Provides for: (1) civil money penalties and civil action in U.S. District Court by an aggrieved individual; and (2) coordination with criminal enforcement of identification document fraud.
Amends the Federal criminal code to: (1) require State motor vehicle department uses of social security numbers to be consistent with uses authorized by the Social Security Act, the Privacy Act, and any other appropriate statutes; (2) prohibit marketing company use of social security numbers; and (3) prohibit, with an exception for specified law enforcement requests, State motor vehicle department release or disclosure of an individual's photograph without the individual's written consent.
Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from providing a report in connection with a credit or insurance transaction not initiated by the consumer without the consumer's written consent. Requires full consumer disclosure before such consent shall be effective.
Prohibits, with specified exceptions, a person doing business with a consumer from selling or transferring for marketing purposes any transaction or experience information without the consumer's written consent.