Illinois · Senate Bill 3321 · 104th General Assembly

LOC GOV-CREDIT CARD AGREEMENTS

  1. Introduced Feb 3, 2026
  2. In committee Feb 3, 2026
  3. Passed the Senate Mar 26, 2026
  4. Passed the House May 29, 2026
  5. To the governor Jun 29, 2026
  6. Became law Aug 21, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Local Governmental Acceptance of Credit Cards Act. Provides that the governing body of a governmental entity accepting payment by credit card may enter into agreements with third-party software providers for the purpose of ensuring that the governmental entity receives the correct remittance for payment. Provides that, if a governmental entity enters into an agreement with one or more financial…

Read the full title (113 words)

Amends the Local Governmental Acceptance of Credit Cards Act. Provides that the governing body of a governmental entity accepting payment by credit card may enter into agreements with third-party software providers for the purpose of ensuring that the governmental entity receives the correct remittance for payment. Provides that, if a governmental entity enters into an agreement with one or more financial institutions or other service providers to facilitate the acceptance and processing of credit card payments, then the agreement may not restrict or prevent the governmental entity from using the payment processing system outlined in the State Treasurer Act or any other payment processing system that the governmental entity has procured. Effective immediately.

Every action

50 steps, oldest first, as the legislature records them.

Show the 42 earlier steps
  1. SenateFiled with Secretary by Sen. Meg Loughran Cappel
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Local Government · Senate Local Government
  5. CommitteePostponed - Local Government · Senate Local Government
  6. SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Meg Loughran Cappel
  7. CommitteeSenate Committee Amendment No. 1 Referred to Assignments · Senate Assignments
  8. CommitteeSenate Committee Amendment No. 1 Assignments Refers to Local Government · Senate Local Government
  9. SenateAdded as Chief Co-Sponsor Sen. Linda Holmes
  10. SenateSenate Committee Amendment No. 1 Adopted
  11. CommitteeDo Pass as Amended Local Government; 009-000-000 · Senate Local Government
  12. SenatePlaced on Calendar Order of 2nd Reading March 10, 2026
  13. SenateAdded as Co-Sponsor Sen. Napoleon Harris III
  14. SenateSecond Reading
  15. SenatePlaced on Calendar Order of 3rd Reading March 12, 2026
  16. SenateThird Reading - Passed; 046-000-000
  17. HouseArrived in House
  18. HouseChief House Sponsor Rep. Barbara Hernandez
  19. HouseFirst Reading
  20. CommitteeReferred to Rules Committee · House Rules
  21. CommitteeAssigned to Financial Institutions and Licensing Committee · House Financial Institutions & Licensing
  22. HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Barbara Hernandez
  23. CommitteeHouse Committee Amendment No. 1 Referred to Rules Committee · House Rules
  24. CommitteeDo Pass / Short Debate Financial Institutions and Licensing Committee; 011-000-000 · House Financial Institutions & Licensing
  25. HouseHouse Committee Amendment No. 1 Tabled
  26. HousePlaced on Calendar 2nd Reading - Short Debate
  27. HouseAdded Alternate Co-Sponsor Rep. Daniel Didech
  28. HouseSecond Reading - Short Debate
  29. HouseHeld on Calendar Order of Second Reading - Short Debate
  30. HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. Barbara Hernandez
  31. CommitteeHouse Floor Amendment No. 2 Referred to Rules Committee · House Rules
  32. CommitteeHouse Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee · House Financial Institutions & Licensing
  33. CommitteeHouse Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 009-000-000 · House Financial Institutions & Licensing
  34. HouseThird Reading/Final Action Deadline Extended-9(b) May 31, 2026
  35. HouseHouse Floor Amendment No. 2 Adopted
  36. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  37. HouseThird Reading - Short Debate - Passed 110-000-002
  38. SenateSecretary's Desk - Concurrence House Amendment(s) 2
  39. SenatePlaced on Calendar Order of Concurrence House Amendment(s) 2 - May 31, 2026
  40. SenateHouse Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Meg Loughran Cappel
  41. CommitteeHouse Floor Amendment No. 2 Motion to Concur Referred to Assignments · Senate Assignments
  42. CommitteeHouse Floor Amendment No. 2 Motion to Concur Assignments Referred to State Government · Senate State Government
  1. CommitteeHouse Floor Amendment No. 2 Motion To Concur Recommended Do Adopt State Government; 009-000-000 · Senate State Government
  2. SenateHouse Floor Amendment No. 2 Senate Concurs 057-000-000
  3. SenateSenate Concurs
  4. SenatePassed Both Houses
  5. SenateSent to the Governor
  6. SenateGovernor Approved
  7. SenateEffective Date August 21, 2026
  8. SenatePublic Act . . . . . . . . . 104-0848

Roll calls

8 recorded votes: 3 on the floor, 5 in committee. Each shows how every member voted.

Third Reading · Full Senate

Passed 46–0
Mar 26, 2026 · journal entry
Yes 46 No 0 Not voting 13
Democrats: 30 yes, 0 no Republicans: 16 yes, 0 no
How each member voted

Yes · 46

Not voting · 13

Third Reading · Full House

Passed 110–0
May 29, 2026 · journal entry
Yes 110 No 0 Not voting 8
Democrats: 74 yes, 0 no Republicans: 36 yes, 0 no
How each member voted

Yes · 110

Not voting · 2

Excused · 6

House Floor Amendment No. 2 - Concurrence · Full Senate

Passed 57–0
May 31, 2026 · journal entry
Yes 57 No 0 Not voting 2
Democrats: 39 yes, 0 no Republicans: 18 yes, 0 no
How each member voted

Yes · 57

Not voting · 2

Committee and other votes

DateWhereQuestionResult
Mar 4, 2026 Senate Local Government Local Government - Do Pass As Amended
Members

Yes · 9

Not voting · 2

9–0
Mar 4, 2026 Senate Local Government Senate Committee Amendment No. 1 - Local Government - Be Adopted
Members

Yes · 9

Not voting · 2

9–0
May 5, 2026 House Financial Institutions & Licensing Financial Institutions & Licensing - Do Pass
Members

Yes · 11

Not voting · 1

Passed 11–0
May 22, 2026 House Financial Institutions & Licensing House Floor Amendment No. 2 - Financial Institutions & Licensing - Recommends Be Adopted
Members

Yes · 9

Not voting · 3

Passed 9–0
May 30, 2026 Senate State Government House Floor Amendment No. 2 - State Government - Recommend Do Adopt
Members

Yes · 9

Not voting · 1

Passed 9–0

Sponsors

The member who introduced it, joined by 3 cosponsors: 3 Democrats.

All 3 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.