Illinois · Senate Bill 3258 · 104th General Assembly

INS-RENTAL VEHICLE COVERAGE

  1. Introduced Feb 3, 2026
  2. In committee Feb 3, 2026
  3. Passed the Senate Apr 16, 2026
  4. Passed the House May 21, 2026
  5. To the governor Jun 29, 2026
  6. Became law Aug 21, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Insurance Code. Provides that a policy of automobile insurance that provides coverage for rental vehicle reimbursement or loss of use shall include coverage that guarantees the insured is provided with a comparable vehicle during the period of loss of use. Provides that this requirement applies to all applicable claims if the insured has elected coverage for rental vehicle reimbursement or loss of use, regardless of whether the loss of use is due to maintenance or is the result of an at-fault motor vehicle crash.

Every action

48 steps, oldest first, as the legislature records them.

Show the 40 earlier steps
  1. SenateFiled with Secretary by Sen. Laura M. Murphy
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Insurance · Senate Insurance
  5. SenateAdded as Co-Sponsor Sen. Suzy Glowiak Hilton
  6. SenateAdded as Co-Sponsor Sen. Paul Faraci
  7. SenateAdded as Co-Sponsor Sen. Doris Turner
  8. CommitteePostponed - Insurance · Senate Insurance
  9. CommitteeDo Pass Insurance; 010-000-000 · Senate Insurance
  10. SenatePlaced on Calendar Order of 2nd Reading March 12, 2026
  11. SenateSecond Reading
  12. SenatePlaced on Calendar Order of 3rd Reading March 26, 2026
  13. SenateSenate Floor Amendment No. 1 Filed with Secretary by Sen. Laura M. Murphy
  14. CommitteeSenate Floor Amendment No. 1 Referred to Assignments · Senate Assignments
  15. CommitteeSenate Floor Amendment No. 1 Be Approved for Consideration Assignments · Senate Assignments
  16. SenateRecalled to Second Reading
  17. SenateSenate Floor Amendment No. 1 Adopted; Murphy
  18. SenatePlaced on Calendar Order of 3rd Reading
  19. SenateThird Reading - Passed; 056-000-000
  20. HouseArrived in House
  21. HouseChief House Sponsor Rep. Justin Cochran
  22. HouseFirst Reading
  23. CommitteeReferred to Rules Committee · House Rules
  24. CommitteeAssigned to Insurance Committee · House Insurance
  25. HouseCommittee Deadline Extended-Rule 9(b) May 15, 2026
  26. HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Justin Cochran
  27. CommitteeHouse Committee Amendment No. 1 Referred to Rules Committee · House Rules
  28. CommitteeHouse Committee Amendment No. 1 Rules Refers to Insurance Committee · House Insurance
  29. CommitteeHouse Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote · House Insurance
  30. CommitteeDo Pass as Amended / Short Debate Insurance Committee; 012-000-000 · House Insurance
  31. HousePlaced on Calendar 2nd Reading - Short Debate
  32. HouseAdded Alternate Co-Sponsor Rep. Maurice A. West, II
  33. HouseSecond Reading - Short Debate
  34. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  35. HouseThird Reading - Short Debate - Passed 109-000-000
  36. SenateSecretary's Desk - Concurrence House Amendment(s) 1
  37. SenatePlaced on Calendar Order of Concurrence House Amendment(s) 1 - May 25, 2026
  38. SenateHouse Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Laura M. Murphy
  39. CommitteeHouse Committee Amendment No. 1 Motion to Concur Referred to Assignments · Senate Assignments
  40. CommitteeHouse Committee Amendment No. 1 Motion to Concur Assignments Referred to Insurance · Senate Assignments
  1. CommitteeHouse Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance; 008-000-000 · Senate Insurance
  2. SenateHouse Committee Amendment No. 1 Senate Concurs 058-000-000
  3. SenateSenate Concurs
  4. SenatePassed Both Houses
  5. SenateSent to the Governor
  6. SenateGovernor Approved
  7. SenateEffective Date July 1, 2027
  8. SenatePublic Act . . . . . . . . . 104-0847

Roll calls

6 recorded votes: 3 on the floor, 3 in committee. Each shows how every member voted.

Third Reading · Full Senate

Passed 56–0
Apr 16, 2026 · journal entry
Yes 56 No 0 Not voting 3
Democrats: 37 yes, 0 no Republicans: 19 yes, 0 no
How each member voted

Yes · 56

Not voting · 3

Third Reading · Full House

Passed 109–0
May 21, 2026 · journal entry
Yes 109 No 0 Not voting 9
Democrats: 73 yes, 0 no Republicans: 36 yes, 0 no
How each member voted

Yes · 109

Excused · 9

House Committee Amendment No. 1 - Concurrence · Full Senate

Passed 58–0
May 31, 2026 · journal entry
Yes 58 No 0 Not voting 1
Democrats: 40 yes, 0 no Republicans: 18 yes, 0 no
How each member voted

Yes · 58

Not voting · 1

Committee and other votes

Sponsors

The member who introduced it, joined by 4 cosponsors: 4 Democrats.

All 4 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.