Introduced
Feb 3, 2026
In committee
Feb 3, 2026
Passed the Senate
Apr 16, 2026
Passed the House
May 21, 2026
To the governor
Jun 29, 2026
Became law
Aug 21, 2026
What it does
The legislature's own summary of the bill, or its official long title.
Amends the Illinois Insurance Code. Provides that a policy of automobile insurance that provides coverage for rental vehicle reimbursement or loss of use shall include coverage that guarantees the insured is provided with a comparable vehicle during the period of loss of use. Provides that this requirement applies to all applicable claims if the insured has elected coverage for rental vehicle reimbursement or loss of use, regardless of whether the loss of use is due to maintenance or is the result of an at-fault motor vehicle crash.
Every action
48 steps, oldest first, as the legislature records them.
Show the 40 earlier steps
Feb 3, 2026 Senate Filed with Secretary by Sen. Laura M. Murphy Feb 3, 2026 Senate First Reading Feb 3, 2026 Committee Referred to Assignments · Senate Assignments Feb 17, 2026 Committee Assigned to Insurance · Senate Insurance Feb 25, 2026 Senate Added as Co-Sponsor Sen. Suzy Glowiak Hilton Feb 26, 2026 Senate Added as Co-Sponsor Sen. Paul Faraci Feb 27, 2026 Senate Added as Co-Sponsor Sen. Doris Turner Mar 3, 2026 Committee Postponed - Insurance · Senate Insurance Mar 11, 2026 Committee Do Pass Insurance; 010-000-000 · Senate Insurance Mar 11, 2026 Senate Placed on Calendar Order of 2nd Reading March 12, 2026 Mar 25, 2026 Senate Second Reading Mar 25, 2026 Senate Placed on Calendar Order of 3rd Reading March 26, 2026 Apr 16, 2026 Senate Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura M. Murphy Apr 16, 2026 Committee Senate Floor Amendment No. 1 Referred to Assignments · Senate Assignments Apr 16, 2026 Committee Senate Floor Amendment No. 1 Be Approved for Consideration Assignments · Senate Assignments Apr 16, 2026 Senate Recalled to Second Reading Apr 16, 2026 Senate Senate Floor Amendment No. 1 Adopted; Murphy Apr 16, 2026 Senate Placed on Calendar Order of 3rd Reading Apr 16, 2026 Senate Third Reading - Passed; 056-000-000 Apr 17, 2026 House Arrived in House Apr 20, 2026 House Chief House Sponsor Rep. Justin Cochran Apr 20, 2026 House First Reading Apr 20, 2026 Committee Referred to Rules Committee · House Rules Apr 27, 2026 Committee Assigned to Insurance Committee · House Insurance May 7, 2026 House Committee Deadline Extended-Rule 9(b) May 15, 2026 May 8, 2026 House House Committee Amendment No. 1 Filed with Clerk by Rep. Justin Cochran May 8, 2026 Committee House Committee Amendment No. 1 Referred to Rules Committee · House Rules May 12, 2026 Committee House Committee Amendment No. 1 Rules Refers to Insurance Committee · House Insurance May 12, 2026 Committee House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote · House Insurance May 12, 2026 Committee Do Pass as Amended / Short Debate Insurance Committee; 012-000-000 · House Insurance May 13, 2026 House Placed on Calendar 2nd Reading - Short Debate May 18, 2026 House Added Alternate Co-Sponsor Rep. Maurice A. West, II May 19, 2026 House Second Reading - Short Debate May 19, 2026 House Placed on Calendar Order of 3rd Reading - Short Debate May 21, 2026 House Third Reading - Short Debate - Passed 109-000-000 May 22, 2026 Senate Secretary's Desk - Concurrence House Amendment(s) 1 May 22, 2026 Senate Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 25, 2026 May 28, 2026 Senate House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Laura M. Murphy May 28, 2026 Committee House Committee Amendment No. 1 Motion to Concur Referred to Assignments · Senate Assignments May 28, 2026 Committee House Committee Amendment No. 1 Motion to Concur Assignments Referred to Insurance · Senate Assignments
May 29, 2026 Committee House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance; 008-000-000 · Senate Insurance May 31, 2026 Senate House Committee Amendment No. 1 Senate Concurs 058-000-000 May 31, 2026 Senate Senate Concurs May 31, 2026 Senate Passed Both Houses Jun 29, 2026 Senate Sent to the Governor Aug 21, 2026 Senate Governor Approved Aug 21, 2026 Senate Effective Date July 1, 2027 Aug 21, 2026 Senate Public Act . . . . . . . . . 104-0847
Roll calls
6 recorded votes: 3 on the floor, 3 in committee. Each shows how every member voted.
Third Reading · Full Senate
Passed 56–0
Yes 56
No 0
Not voting 3
Democrats: 37 yes, 0 no
Republicans: 19 yes, 0 no
How each member voted
Yes · 56
Not voting · 3
Third Reading · Full House
Passed 109–0
Yes 109
No 0
Not voting 9
Democrats: 73 yes, 0 no
Republicans: 36 yes, 0 no
How each member voted
Yes · 109
Excused · 9
House Committee Amendment No. 1 - Concurrence · Full Senate
Passed 58–0
Yes 58
No 0
Not voting 1
Democrats: 40 yes, 0 no
Republicans: 18 yes, 0 no
How each member voted
Yes · 58
Not voting · 1
Committee and other votes
Date Where Question Result
Mar 10, 2026
Senate Insurance
Insurance - Do Pass Members Yes · 10
Not voting · 4
10–0
May 12, 2026
House Insurance
Insurance - Do Pass As Amended Members Yes · 12
Not voting · 4
Passed 12–0
May 29, 2026
Senate Insurance
House Committee Amendment No. 1 - Insurance - Recommend Do Adopt Members Yes · 8
Not voting · 6
Passed 8–0
From Illinois's official records (www.ilga.gov), checked Nov 2, 2026.
Text links go to the official versions; LegiList does not copy bill text.