Illinois · Senate Bill 2972 · 104th General Assembly

BOATS-INSURANCE REQUIRED

  1. Introduced Jan 27, 2026
  2. In committee Jan 27, 2026
  3. Passed the Senate Apr 15, 2026
  4. Passed the House May 21, 2026
  5. To the governor Jun 18, 2026
  6. Became law Jul 24, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Boat Registration and Safety Act. Provides that it is unlawful for the owner of a motorboat of more than 50 horsepower or a personal watercraft to operate or allow the operation of the motorboat or personal watercraft unless it is covered by a liability insurance policy with at least $50,000 of liability coverage per occurrence. Requires every owner or operator of a motorboat of more than 50 horsepower or…

Read the full title (104 words)

Amends the Boat Registration and Safety Act. Provides that it is unlawful for the owner of a motorboat of more than 50 horsepower or a personal watercraft to operate or allow the operation of the motorboat or personal watercraft unless it is covered by a liability insurance policy with at least $50,000 of liability coverage per occurrence. Requires every owner or operator of a motorboat of more than 50 horsepower or a personal watercraft to carry within the motorboat or personal watercraft evidence of insurance. Provides penalties for violations. Authorizes the Department of Natural Resources to adopt rules as necessary to implement the provision.

Every action

40 steps, oldest first, as the legislature records them.

Show the 32 earlier steps
  1. SenateFiled with Secretary by Sen. Julie A. Morrison
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Transportation · Senate Transportation
  5. SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
  6. CommitteeSenate Committee Amendment No. 1 Referred to Assignments · Senate Assignments
  7. CommitteeSenate Committee Amendment No. 1 Assignments Refers to Transportation · Senate Transportation
  8. SenateSenate Committee Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison
  9. CommitteeSenate Committee Amendment No. 2 Referred to Assignments · Senate Assignments
  10. CommitteePostponed - Transportation · Senate Transportation
  11. SenateSenate Committee Amendment No. 3 Filed with Secretary by Sen. Julie A. Morrison
  12. CommitteeSenate Committee Amendment No. 3 Referred to Assignments · Senate Assignments
  13. CommitteeSenate Committee Amendment No. 2 Assignments Refers to Transportation · Senate Transportation
  14. CommitteeSenate Committee Amendment No. 3 Assignments Refers to Transportation · Senate Transportation
  15. CommitteeSenate Committee Amendment No. 1 Postponed - Transportation · Senate Transportation
  16. SenateSenate Committee Amendment No. 2 Adopted
  17. SenateSenate Committee Amendment No. 3 Adopted
  18. CommitteeDo Pass as Amended Transportation; 016-001-001 · Senate Transportation
  19. SenatePlaced on Calendar Order of 2nd Reading March 12, 2026
  20. CommitteeSenate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments · Senate Assignments
  21. SenateSecond Reading
  22. SenatePlaced on Calendar Order of 3rd Reading March 25, 2026
  23. SenateThird Reading - Passed; 049-006-000
  24. SenateSenate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
  25. HouseArrived in House
  26. HouseChief House Sponsor Rep. Anthony DeLuca
  27. HouseFirst Reading
  28. CommitteeReferred to Rules Committee · House Rules
  29. CommitteeAssigned to Transportation: Vehicles & Safety · House Transportation: Vehicles & Safety
  30. HouseCommittee Deadline Extended-Rule 9(b) May 15, 2026
  31. CommitteeDo Pass / Short Debate Transportation: Vehicles & Safety; 010-000-000 · House Transportation: Vehicles & Safety
  32. HousePlaced on Calendar 2nd Reading - Short Debate
  1. HouseSecond Reading - Short Debate
  2. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  3. HouseThird Reading - Short Debate - Passed 080-022-003
  4. SenatePassed Both Houses
  5. SenateSent to the Governor
  6. SenateGovernor Approved
  7. SenateEffective Date January 1, 2027
  8. SenatePublic Act . . . . . . . . . 104-0651

Roll calls

6 recorded votes: 2 on the floor, 4 in committee. Each shows how every member voted.

Third Reading · Full Senate

Passed 49–6
Apr 15, 2026 · journal entry
Yes 49 No 6 Not voting 4
Democrats: 36 yes, 0 no Republicans: 13 yes, 6 no
How each member voted

Yes · 49

No · 6

Not voting · 4

Third Reading · Full House

Passed 80–22
May 21, 2026 · journal entry
Yes 80 No 22 Not voting 16
Democrats: 71 yes, 0 no Republicans: 9 yes, 22 no
How each member voted

Yes · 80

No · 22

Not voting · 7

Excused · 9

Committee and other votes

DateWhereQuestionResult
Mar 10, 2026 Senate Transportation Transportation - Do Pass As Amended
Members

Yes · 16

No · 1

Not voting · 2

16–1
Mar 10, 2026 Senate Transportation Senate Committee Amendment No. 2 - Transportation - Be Adopted
Members

Yes · 19

19–0
Mar 10, 2026 Senate Transportation Senate Committee Amendment No. 3 - Transportation - Be Adopted
Members

Yes · 19

19–0
May 13, 2026 House Transportation: Vehicles & Safety Transportation: Vehicles & Safety - Do Pass
Members

Yes · 10

Not voting · 1

Passed 10–0

Sponsors

The member who introduced it.

From Illinois's official records (www.ilga.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.