Illinois · Senate Bill 2457 · 104th General Assembly

COLLECTION AGENCY ACT

  1. Introduced Feb 7, 2025
  2. In committee Feb 7, 2025
  3. Passed the Senate Apr 9, 2025
  4. Passed the House May 22, 2025
  5. To the governor Jun 20, 2025
  6. Became law Aug 1, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings…

Read the full title (120 words)

Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings; orders; and returned payments. Provides that the fee rate a collection agency can charge may be modified by rule to not less than 25% of the amount of child support actually collected by the collection agency but not greater than 35%. Repeals provisions concerning the Collection Agency Licensing and Disciplinary Board and provisions concerning when a person acts as a collection agency. Makes other changes.

Every action

38 steps, oldest first, as the legislature records them.

Show the 30 earlier steps
  1. SenateFiled with Secretary by Sen. Mark L. Walker
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Financial Institutions · Senate Financial Institutions
  5. SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Mark L. Walker
  6. CommitteeSenate Committee Amendment No. 1 Referred to Assignments · Senate Assignments
  7. CommitteeSenate Committee Amendment No. 1 Assignments Refers to Financial Institutions · Senate Financial Institutions
  8. SenateAdded as Co-Sponsor Sen. Karina Villa
  9. SenateSenate Committee Amendment No. 1 Adopted
  10. CommitteeDo Pass as Amended Financial Institutions; 008-000-000 · Senate Financial Institutions
  11. SenatePlaced on Calendar Order of 2nd Reading March 20, 2025
  12. SenateSenate Floor Amendment No. 2 Filed with Secretary by Sen. Mark L. Walker
  13. CommitteeSenate Floor Amendment No. 2 Referred to Assignments · Senate Assignments
  14. CommitteeSenate Floor Amendment No. 2 Assignments Refers to Financial Institutions · Senate Financial Institutions
  15. CommitteeSenate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 008-000-000 · Senate Financial Institutions
  16. SenateSecond Reading
  17. SenateSenate Floor Amendment No. 2 Adopted; Walker
  18. SenatePlaced on Calendar Order of 3rd Reading April 4, 2025
  19. SenateAdded as Chief Co-Sponsor Sen. Graciela Guzmán
  20. SenatePlaced on Calendar Order of 3rd Reading **
  21. SenatePlaced on Calendar Order of 3rd Reading
  22. SenateThird Reading - Passed; 056-000-000
  23. HouseArrived in House
  24. HouseChief House Sponsor Rep. Margaret Croke
  25. HouseFirst Reading
  26. CommitteeReferred to Rules Committee · House Rules
  27. CommitteeAssigned to Financial Institutions and Licensing Committee · House Financial Institutions & Licensing
  28. CommitteeDo Pass / Short Debate Financial Institutions and Licensing Committee; 012-000-000 · House Financial Institutions & Licensing
  29. HousePlaced on Calendar 2nd Reading - Short Debate
  30. SenateAdded as Co-Sponsor Sen. Mary Edly-Allen
  1. HouseSecond Reading - Short Debate
  2. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  3. HouseThird Reading - Short Debate - Passed 113-000-000
  4. SenatePassed Both Houses
  5. SenateSent to the Governor
  6. SenateGovernor Approved
  7. SenateEffective Date January 1, 2026
  8. SenatePublic Act . . . . . . . . . 104-0149

Roll calls

6 recorded votes: 2 on the floor, 4 in committee. Each shows how every member voted.

Third Reading · Full Senate

Passed 56–0
Apr 9, 2025 · journal entry
Yes 56 No 0 Not voting 3
Democrats: 37 yes, 0 no Republicans: 19 yes, 0 no
How each member voted

Yes · 56

Not voting · 3

Third Reading · Full House

Passed 113–0
May 22, 2025 · journal entry
Yes 113 No 0 Not voting 5
Democrats: 74 yes, 0 no Republicans: 39 yes, 0 no
How each member voted

Yes · 113

Absent · 1

Excused · 4

Committee and other votes

DateWhereQuestionResult
Mar 19, 2025 Senate Financial Institutions Financial Institutions - Do Pass As Amended
Members

Yes · 8

Not voting · 1

Passed 8–0
Mar 19, 2025 Senate Financial Institutions Senate Committee Amendment No. 1 - Financial Institutions - Be Adopted
Members

Yes · 8

Not voting · 1

Passed 8–0
Apr 3, 2025 Senate Financial Institutions Senate Floor Amendment No. 2 - Financial Institutions - Recommend Do Adopt
Members

Yes · 8

Not voting · 1

Passed 8–0
Apr 29, 2025 House Financial Institutions & Licensing Financial Institutions & Licensing - Do Pass
Members

Yes · 12

Passed 12–0

Sponsors

The member who introduced it, joined by 3 cosponsors: 3 Democrats.

All 3 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.