Illinois · Senate Bill 1443 · 104th General Assembly

MORTGAGE DEBT-RELEASE

SB 1443 Sponsored by Michael E. Hastings Became law

  1. Introduced Jan 31, 2025
  2. In committee Jan 31, 2025
  3. Passed the Senate Apr 9, 2025
  4. Passed the House May 22, 2025
  5. To the governor Jun 20, 2025
  6. Became law Aug 1, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Mortgage Act. Provides that the Act does not abrogate the Illinois common law that the payment in full of a debt secured by a mortgage extinguishes the lien. Provides that payment in full of a debt secured by a mortgage pursuant to a payoff statement, as defined in the Mortgage Certificate of Release Act, issued by or on behalf of the holder of the indebtedness extinguishes the lien of the mortgage. Effective immediately.

Every action

27 steps, oldest first, as the legislature records them.

Show the 19 earlier steps
  1. SenateFiled with Secretary by Sen. Michael E. Hastings
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Judiciary · Senate Judiciary
  5. CommitteeDo Pass Judiciary; 006-000-000 · Senate Judiciary
  6. SenatePlaced on Calendar Order of 2nd Reading February 25, 2025
  7. SenateSecond Reading
  8. SenatePlaced on Calendar Order of 3rd Reading March 4, 2025
  9. SenatePlaced on Calendar Order of 3rd Reading **
  10. SenatePlaced on Calendar Order of 3rd Reading
  11. SenateThird Reading - Passed; 056-000-000
  12. HouseArrived in House
  13. HouseChief House Sponsor Rep. Daniel Didech
  14. HouseFirst Reading
  15. CommitteeReferred to Rules Committee · House Rules
  16. CommitteeAssigned to Judiciary - Civil Committee · House Judiciary - Civil
  17. CommitteeDo Pass / Short Debate Judiciary - Civil Committee; 019-000-000 · House Judiciary - Civil
  18. HousePlaced on Calendar 2nd Reading - Short Debate
  19. HouseSecond Reading - Short Debate
  1. HouseHeld on Calendar Order of Second Reading - Short Debate
  2. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  3. HouseThird Reading - Short Debate - Passed 113-000-000
  4. SenatePassed Both Houses
  5. SenateSent to the Governor
  6. SenateGovernor Approved
  7. SenateEffective Date August 1, 2025
  8. SenatePublic Act . . . . . . . . . 104-0101

Roll calls

4 recorded votes: 2 on the floor, 2 in committee. Each shows how every member voted.

Third Reading · Full Senate

Passed 56–0
Apr 9, 2025 · journal entry
Yes 56 No 0 Not voting 3
Democrats: 37 yes, 0 no Republicans: 19 yes, 0 no
How each member voted

Yes · 56

Not voting · 3

Third Reading · Full House

Passed 113–0
May 22, 2025 · journal entry
Yes 113 No 0 Not voting 5
Democrats: 74 yes, 0 no Republicans: 39 yes, 0 no
How each member voted

Yes · 113

Absent · 1

Excused · 4

Committee and other votes

DateWhereQuestionResult
Feb 19, 2025 Senate Judiciary Judiciary - Do Pass
Members

Yes · 6

Not voting · 3

 6–0
Apr 23, 2025 House Judiciary - Civil Judiciary - Civil - Do Pass
Members

Yes · 19

Not voting · 1

 Passed 19–0

Sponsors

The member who introduced it.

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.