Illinois · House Bill 4687 · 104th General Assembly

REPEAL-LOAN DEFAULT ACT

HB 4687 Sponsored by La Shawn K. Ford Became law

  1. Introduced Jan 29, 2026
  2. In committee Feb 6, 2026
  3. Passed the House Apr 14, 2026
  4. Passed the Senate May 21, 2026
  5. To the governor Jun 18, 2026
  6. Became law Jul 31, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Repeals the Educational Loan Default Act. Effective immediately.

Every action

31 steps, oldest first, as the legislature records them.

Show the 23 earlier steps
  1. HouseFiled with the Clerk by Rep. La Shawn K. Ford
  2. HouseFirst Reading
  3. CommitteeReferred to Rules Committee · House Rules
  4. CommitteeAssigned to Higher Education Committee · House Higher Education
  5. CommitteeDo Pass / Short Debate Higher Education Committee; 010-000-000 · House Higher Education
  6. HousePlaced on Calendar 2nd Reading - Short Debate
  7. HouseAdded Chief Co-Sponsor Rep. Carol Ammons
  8. HouseSecond Reading - Short Debate
  9. HouseHeld on Calendar Order of Second Reading - Short Debate
  10. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  11. HouseThird Reading - Short Debate - Passed 106-000-000
  12. SenateArrive in Senate
  13. SenatePlaced on Calendar Order of First Reading
  14. SenateChief Senate Sponsor Sen. Paul Faraci
  15. SenateFirst Reading
  16. CommitteeReferred to Assignments · Senate Assignments
  17. CommitteeAssigned to State Government · Senate State Government
  18. CommitteeDo Pass State Government; 010-000-000 · Senate State Government
  19. SenatePlaced on Calendar Order of 2nd Reading May 7, 2026
  20. SenateSecond Reading
  21. SenatePlaced on Calendar Order of 3rd Reading May 18, 2026
  22. SenatePlaced on Calendar Order of 3rd Reading **
  23. SenateThird Reading - Passed; 058-001-000
  1. HousePassed Both Houses
  2. SenateAdded as Alternate Co-Sponsor Sen. Mary Edly-Allen
  3. SenateAdded as Alternate Co-Sponsor Sen. David Koehler
  4. SenateAdded as Alternate Co-Sponsor Sen. Mattie Hunter
  5. HouseSent to the Governor
  6. HouseGovernor Approved
  7. HouseEffective Date July 31, 2026
  8. HousePublic Act . . . . . . . . . 104-0672

Roll calls

4 recorded votes: 2 on the floor, 2 in committee. Each shows how every member voted.

Third Reading · Full House

Passed 106–0
Apr 14, 2026 · journal entry
Yes 106 No 0 Not voting 12
Democrats: 72 yes, 0 no Republicans: 34 yes, 0 no
How each member voted

Yes · 106

Not voting · 5

Excused · 7

Third Reading · Full Senate

Passed 58–1
May 21, 2026 · journal entry
Yes 58 No 1
Democrats: 40 yes, 0 no Republicans: 18 yes, 1 no
How each member voted

Yes · 58

No · 1

Committee and other votes

DateWhereQuestionResult
Mar 25, 2026 House Higher Education Higher Education - Do Pass
Members

Yes · 10

Not voting · 2

 Passed 10–0
May 6, 2026 Senate State Government State Government - Do Pass
Members

Yes · 10

 Passed 10–0

Sponsors

The member who introduced it, joined by 4 cosponsors: 4 Democrats.

All 4 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.