Illinois · House Bill 3799 · 104th General Assembly

INS-CLIMATE RISK DISCLOSURE

HB 3799 Sponsored by Robyn Gabel Passed both chambers

  1. Introduced Feb 7, 2025
  2. In committee Feb 18, 2025
  3. Passed the House Apr 10, 2025
  4. Passed the Senate Oct 30, 2025
  5. To the governor Next
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Insurance Code. Provides that specified notices of cancellation of insurance must be mailed at least 30 days prior to the effective date of cancellation to the named insured if the effective date of cancellation is within the first 60 days of coverage. Provides that, after the coverage has been effective for 61 days or more, all notices must be mailed at least 60 days prior to the effective date…

Read the full title (146 words)

Amends the Illinois Insurance Code. Provides that specified notices of cancellation of insurance must be mailed at least 30 days prior to the effective date of cancellation to the named insured if the effective date of cancellation is within the first 60 days of coverage. Provides that, after the coverage has been effective for 61 days or more, all notices must be mailed at least 60 days prior to the effective date of cancellation. Makes conforming changes. Creates the Climate Risk Disclosure Article. Provides that the Article applies to all companies licensed in Illinois under Classes 2 and 3 that write $100,000,000 or more annually in premiums. Allows the monetary threshold to be altered by rule. Requires all insurers subject to the Article to, upon direction from the Department of Insurance, participate in National Association of Insurance Commissioners issued climate surveys and Department issued climate surveys.

Every action

98 steps, oldest first, as the legislature records them.

Show the 90 earlier steps
  1. HouseFiled with the Clerk by Rep. Bob Morgan
  2. HouseFirst Reading
  3. CommitteeReferred to Rules Committee · House Rules
  4. CommitteeAssigned to Insurance Committee · House Insurance
  5. HouseAdded Co-Sponsor Rep. Michelle Mussman
  6. HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Bob Morgan
  7. CommitteeHouse Committee Amendment No. 1 Referred to Rules Committee · House Rules
  8. CommitteeHouse Committee Amendment No. 1 Rules Refers to Insurance Committee · House Insurance
  9. CommitteeHouse Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote · House Insurance
  10. CommitteeDo Pass as Amended / Short Debate Insurance Committee; 011-006-000 · House Insurance
  11. HousePlaced on Calendar 2nd Reading - Short Debate
  12. HouseSecond Reading - Short Debate
  13. HouseHeld on Calendar Order of Second Reading - Short Debate
  14. HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. Bob Morgan
  15. CommitteeHouse Floor Amendment No. 2 Referred to Rules Committee · House Rules
  16. CommitteeHouse Floor Amendment No. 2 Rules Refers to Insurance Committee · House Insurance
  17. HouseAdded Chief Co-Sponsor Rep. Thaddeus Jones
  18. CommitteeHouse Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; 011-004-000 · House Insurance
  19. HouseHouse Floor Amendment No. 2 Adopted
  20. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  21. HouseThird Reading - Short Debate - Passed 075-038-000
  22. HouseAdded Co-Sponsor Rep. Rita Mayfield
  23. HouseAdded Co-Sponsor Rep. Camille Y. Lilly
  24. HouseAdded Co-Sponsor Rep. Michael Crawford
  25. HouseAdded Co-Sponsor Rep. Kimberly Du Buclet
  26. HouseAdded Co-Sponsor Rep. Jehan Gordon-Booth
  27. SenateArrive in Senate
  28. SenatePlaced on Calendar Order of First Reading
  29. SenateChief Senate Sponsor Sen. Laura Ellman
  30. SenateFirst Reading
  31. CommitteeReferred to Assignments · Senate Assignments
  32. HouseAdded Co-Sponsor Rep. Mary Beth Canty
  33. CommitteeApproved for Consideration Assignments · Senate Assignments
  34. SenatePlaced on Calendar Order of 2nd Reading
  35. SenateAlternate Chief Sponsor Changed to Sen. Don Harmon
  36. SenateSecond Reading
  37. SenatePlaced on Calendar Order of 3rd Reading October 29, 2025
  38. SenateSenate Floor Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings
  39. CommitteeSenate Floor Amendment No. 1 Referred to Assignments · Senate Assignments
  40. CommitteeSenate Floor Amendment No. 1 Assignments Refers to Insurance · Senate Assignments
  41. SenateAlternate Chief Sponsor Changed to Sen. Michael E. Hastings
  42. SenateSenate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings
  43. CommitteeSenate Floor Amendment No. 2 Referred to Assignments · Senate Assignments
  44. CommitteeSenate Floor Amendment No. 1 Postponed - Insurance · Senate Insurance
  45. CommitteeSenate Floor Amendment No. 2 Be Approved for Consideration Assignments · Senate Assignments
  46. HouseChief Sponsor Changed to Rep. Robyn Gabel
  47. HouseRemove Chief Co-Sponsor Rep. Thaddeus Jones
  48. HouseRemoved Co-Sponsor Rep. Michelle Mussman
  49. HouseRemoved Co-Sponsor Rep. Rita Mayfield
  50. HouseRemoved Co-Sponsor Rep. Camille Y. Lilly
  51. HouseRemoved Co-Sponsor Rep. Michael Crawford
  52. HouseRemoved Co-Sponsor Rep. Kimberly Du Buclet
  53. HouseRemoved Co-Sponsor Rep. Jehan Gordon-Booth
  54. HouseRemoved Co-Sponsor Rep. Mary Beth Canty
  55. SenateSenate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings
  56. CommitteeSenate Floor Amendment No. 3 Referred to Assignments · Senate Assignments
  57. SenateAdded as Alternate Co-Sponsor Sen. Sara Feigenholtz
  58. CommitteeSenate Floor Amendment No. 3 Be Approved for Consideration Assignments · Senate Assignments
  59. SenateAdded as Alternate Chief Co-Sponsor Sen. Doris Turner
  60. SenateRecalled to Second Reading
  61. SenateSenate Floor Amendment No. 2 Adopted; Hastings
  62. SenateSenate Floor Amendment No. 3 Adopted; Hastings
  63. SenatePlaced on Calendar Order of 3rd Reading
  64. SenateThird Reading - Passed; 041-015-001
  65. SenateSenate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
  66. HouseArrived in House
  67. HousePlaced on Calendar Order of Concurrence Senate Amendment(s) 2, 3
  68. HouseSenate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn Gabel
  69. HouseSenate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn Gabel
  70. CommitteeSenate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee · House Rules
  71. CommitteeSenate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee · House Rules
  72. CommitteeSenate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000 · House Rules
  73. CommitteeSenate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000 · House Rules
  74. SenateAdded as Alternate Chief Co-Sponsor Sen. Meg Loughran Cappel
  75. SenateAdded as Alternate Co-Sponsor Sen. Mattie Hunter
  76. HouseSenate Floor Amendment No. 2 Motion to Concur Lost 056-037-006
  77. HouseSenate Floor Amendment No. 3 Motion to Concur Lost 056-037-006
  78. SenateAdded as Alternate Co-Sponsor Sen. Cristina Castro
  79. HouseSenate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn Gabel
  80. HouseSenate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn Gabel
  81. CommitteeSenate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee · House Rules
  82. CommitteeSenate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee · House Rules
  83. SenateAdded as Alternate Co-Sponsor Sen. Michael W. Halpin
  84. SenateAdded as Alternate Chief Co-Sponsor Sen. Christopher Belt
  85. CommitteeRule 19(b) / Re-referred to Rules Committee · House Rules
  86. HouseAdded Co-Sponsor Rep. Barbara Hernandez
  87. HouseAdded Co-Sponsor Rep. Justin Cochran
  88. HouseRemoved Co-Sponsor Rep. Justin Cochran
  89. HouseAdded Co-Sponsor Rep. Dagmara Avelar
  90. HouseAdded Co-Sponsor Rep. Edgar González, Jr.
  1. HouseAdded Co-Sponsor Rep. Michelle Mussman
  2. HouseAdded Co-Sponsor Rep. Kimberly Du Buclet
  3. CommitteeApproved for Consideration Rules Committee; 005-000-000 · House Rules
  4. HousePlaced on Calendar Order of Concurrence Senate Amendment(s) 2, 3
  5. CommitteeSenate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000 · House Rules
  6. CommitteeSenate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000 · House Rules
  7. HouseAdded Co-Sponsor Rep. Lilian Jiménez
  8. CommitteeRule 19(b) / Re-referred to Rules Committee · House Rules

Roll calls

6 recorded votes: 4 on the floor, 2 in committee. Each shows how every member voted.

Third Reading · Full House

Passed 75–38
Apr 10, 2025 · journal entry
Yes 75 No 38 Not voting 5
Democrats: 75 yes, 0 no Republicans: 0 yes, 38 no
How each member voted

Yes · 75

No · 38

Not voting · 1

Excused · 4

Senate Floor Amendment No. 2 - Concurrence · Full House

Failed 56–37
Oct 30, 2025 · journal entry
Yes 56 No 37 Not voting 25
Democrats: 56 yes, 4 no Republicans: 0 yes, 33 no
How each member voted

Yes · 56

No · 37

Not voting · 16

Excused · 9

Senate Floor Amendment No. 3 - Concurrence · Full House

Failed 56–37
Oct 30, 2025 · journal entry
Yes 56 No 37 Not voting 25
Democrats: 56 yes, 4 no Republicans: 0 yes, 33 no
How each member voted

Yes · 56

No · 37

Not voting · 16

Excused · 9

Third Reading · Full Senate

Passed 41–15
Oct 30, 2025 · journal entry
Yes 41 No 15 Not voting 3
Democrats: 38 yes, 0 no Republicans: 3 yes, 15 no
How each member voted

Yes · 41

No · 15

Not voting · 3

Committee and other votes

DateWhereQuestionResult
Mar 20, 2025 House Insurance Insurance - Do Pass As Amended
Members

Yes · 11

No · 6

 Passed 11–6
Apr 9, 2025 House Insurance House Floor Amendment No. 2 - Insurance - Recommends Be Adopted
Members

Yes · 11

No · 4

Not voting · 2

 Passed 11–4

Sponsors

The member who introduced it, joined by 13 cosponsors: 13 Democrats.

All 13 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.