Illinois · House Bill 1085 · 104th General Assembly

INS CD-MENTAL HEALTH PARITY

HB 1085 Sponsored by Lindsey LaPointe Became law

  1. Introduced Jan 2, 2025
  2. In committee Jan 9, 2025
  3. Passed the House Apr 7, 2025
  4. Passed the Senate Oct 30, 2025
  5. To the governor Nov 21, 2025
  6. Became law Dec 12, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Insurance Code. Establishes reimbursement rates for mental health and substance use disorder treatment services for all group or individual policies of accident and health insurance or managed care plans that are amended, delivered, issued, or renewed on or after January 1, 2027 or for any contracted third party administering the behavioral health benefits for the insurer. Requires a group or…

Read the full title (290 words)

Amends the Illinois Insurance Code. Establishes reimbursement rates for mental health and substance use disorder treatment services for all group or individual policies of accident and health insurance or managed care plans that are amended, delivered, issued, or renewed on or after January 1, 2027 or for any contracted third party administering the behavioral health benefits for the insurer. Requires a group or individual policy of accident and health insurance or managed care plan that is amended, delivered, issued, or renewed on or after January 1, 2026 or any contracted third party administering the behavioral health benefits for the insurer to cover certain medically necessary mental health and substance use disorder treatment services. Provides that, if the Department of Insurance determines that an insurer or a contracted third party administering the behavioral health benefits for the insurer has violated a provision concerning mental health and substance use parity, the Department shall by order assess a civil penalty of $1,000 for each violation. Excludes certain health care plans serving Medicaid populations who are enrolled under the Illinois Public Aid Code or under the Children's Health Insurance Program Act from provisions concerning mental health and substance use parity. Requires the Department to review the impact of the proposed mental health and substance abuse mandate on network adequacy for mental health and substance use disorder treatment and access to affordable mental health and substance use care. Permits the Department to examine out-of-network utilization and out-of-pocket costs for insureds for mental health and substance use treatment and services for all plans to compare with in-network utilization. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, and the School Code to require coverage under those provisions. Effective immediately.

Every action

155 steps, oldest first, as the legislature records them.

Show the 147 earlier steps
  1. HousePrefiled with Clerk by Rep. Lindsey LaPointe
  2. HouseFirst Reading
  3. CommitteeReferred to Rules Committee · House Rules
  4. HouseAdded Chief Co-Sponsor Rep. Maurice A. West, II
  5. HouseAdded Chief Co-Sponsor Rep. Bob Morgan
  6. HouseAdded Co-Sponsor Rep. Dagmara Avelar
  7. HouseAdded Co-Sponsor Rep. Maura Hirschauer
  8. HouseAdded Co-Sponsor Rep. Michelle Mussman
  9. HouseAdded Co-Sponsor Rep. Terra Costa Howard
  10. HouseAdded Co-Sponsor Rep. Anna Moeller
  11. HouseAdded Co-Sponsor Rep. Theresa Mah
  12. CommitteeAssigned to Mental Health & Addiction Committee · House Mental Health & Addiction
  13. HouseAdded Co-Sponsor Rep. Kevin John Olickal
  14. HouseAdded Co-Sponsor Rep. Lilian Jiménez
  15. HouseAdded Co-Sponsor Rep. Jay Hoffman
  16. HouseAdded Co-Sponsor Rep. Kelly M. Cassidy
  17. HouseAdded Co-Sponsor Rep. Lisa Davis
  18. HouseAdded Co-Sponsor Rep. Stephanie A. Kifowit
  19. HouseAdded Co-Sponsor Rep. Katie Stuart
  20. HouseAdded Co-Sponsor Rep. Yolonda Morris
  21. HouseAdded Co-Sponsor Rep. Norma Hernandez
  22. HouseAdded Co-Sponsor Rep. Sharon Chung
  23. HouseAdded Co-Sponsor Rep. Michael J. Kelly
  24. HouseAdded Co-Sponsor Rep. Laura Faver Dias
  25. HouseAdded Co-Sponsor Rep. Mary Gill
  26. HouseAdded Co-Sponsor Rep. Will Guzzardi
  27. HouseAdded Co-Sponsor Rep. Nicolle Grasse
  28. HouseAdded Co-Sponsor Rep. Anne Stava
  29. HouseAdded Co-Sponsor Rep. Janet Yang Rohr
  30. HouseAdded Co-Sponsor Rep. Michael Crawford
  31. HouseAdded Co-Sponsor Rep. Robyn Gabel
  32. HouseAdded Co-Sponsor Rep. Nabeela Syed
  33. HouseAdded Co-Sponsor Rep. Barbara Hernandez
  34. HouseAdded Co-Sponsor Rep. Martha Deuter
  35. HouseAdded Co-Sponsor Rep. Abdelnasser Rashid
  36. HouseAdded Co-Sponsor Rep. Mary Beth Canty
  37. HouseAdded Co-Sponsor Rep. Hoan Huynh
  38. HouseAdded Co-Sponsor Rep. Ryan Spain
  39. HouseAdded Co-Sponsor Rep. Harry Benton
  40. HouseAdded Co-Sponsor Rep. Ann M. Williams
  41. HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Lindsey LaPointe
  42. CommitteeHouse Committee Amendment No. 1 Referred to Rules Committee · House Rules
  43. HouseAdded Co-Sponsor Rep. La Shawn K. Ford
  44. CommitteeHouse Committee Amendment No. 1 Rules Refers to Mental Health & Addiction Committee · House Mental Health & Addiction
  45. HouseAdded Co-Sponsor Rep. Brad Stephens
  46. HouseAdded Co-Sponsor Rep. Nicole La Ha
  47. HouseAdded Co-Sponsor Rep. John M. Cabello
  48. CommitteeHouse Committee Amendment No. 1 Adopted in Mental Health & Addiction Committee; by Voice Vote · House Mental Health & Addiction
  49. CommitteeDo Pass as Amended / Short Debate Mental Health & Addiction Committee; 017-005-000 · House Mental Health & Addiction
  50. HousePlaced on Calendar 2nd Reading - Short Debate
  51. HouseAdded Co-Sponsor Rep. Kevin Schmidt
  52. HouseAdded Co-Sponsor Rep. Angelica Guerrero-Cuellar
  53. HouseAdded Co-Sponsor Rep. Matt Hanson
  54. HouseAdded Co-Sponsor Rep. Sonya M. Harper
  55. HouseAdded Co-Sponsor Rep. Gregg Johnson
  56. HouseAdded Co-Sponsor Rep. Suzanne M. Ness
  57. HouseAdded Co-Sponsor Rep. Anthony DeLuca
  58. HouseAdded Co-Sponsor Rep. Rick Ryan
  59. HouseAdded Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr.
  60. HouseSecond Reading - Short Debate
  61. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  62. HouseAdded Co-Sponsor Rep. Emanuel "Chris" Welch
  63. HouseAdded Co-Sponsor Rep. Robert "Bob" Rita
  64. HouseAdded Co-Sponsor Rep. Dave Vella
  65. HouseAdded Co-Sponsor Rep. Jaime M. Andrade, Jr.
  66. HouseAdded Co-Sponsor Rep. Carol Ammons
  67. HouseAdded Co-Sponsor Rep. Joyce Mason
  68. HouseThird Reading - Short Debate - Passed 072-033-000
  69. HouseAdded Co-Sponsor Rep. Tracy Katz Muhl
  70. HouseRemoved Co-Sponsor Rep. Tracy Katz Muhl
  71. SenateArrive in Senate
  72. SenatePlaced on Calendar Order of First Reading
  73. SenateChief Senate Sponsor Sen. Karina Villa
  74. SenateFirst Reading
  75. CommitteeReferred to Assignments · Senate Assignments
  76. HouseAdded Co-Sponsor Rep. Jehan Gordon-Booth
  77. HouseAdded Co-Sponsor Rep. Sue Scherer
  78. SenateAdded as Alternate Chief Co-Sponsor Sen. David Koehler
  79. SenateAdded as Alternate Chief Co-Sponsor Sen. Laura Fine
  80. SenateAdded as Alternate Chief Co-Sponsor Sen. Bill Cunningham
  81. SenateAdded as Alternate Co-Sponsor Sen. Cristina Castro
  82. SenateAdded as Alternate Co-Sponsor Sen. Lakesia Collins
  83. SenateAdded as Alternate Co-Sponsor Sen. Paul Faraci
  84. SenateAdded as Alternate Co-Sponsor Sen. Mike Porfirio
  85. SenateAdded as Alternate Co-Sponsor Sen. Suzy Glowiak Hilton
  86. SenateAdded as Alternate Co-Sponsor Sen. Robert Peters
  87. SenateAdded as Alternate Chief Co-Sponsor Sen. Graciela Guzmán
  88. SenateAdded as Alternate Co-Sponsor Sen. Robert F. Martwick
  89. SenateAdded as Alternate Co-Sponsor Sen. Mike Simmons
  90. SenateAdded as Alternate Co-Sponsor Sen. Patrick J. Joyce
  91. SenateAdded as Alternate Co-Sponsor Sen. Mary Edly-Allen
  92. SenateAdded as Alternate Co-Sponsor Sen. Rachel Ventura
  93. SenateAdded as Alternate Co-Sponsor Sen. Mark L. Walker
  94. SenateAdded as Alternate Co-Sponsor Sen. Laura Ellman
  95. SenateAdded as Alternate Co-Sponsor Sen. Christopher Belt
  96. CommitteeAssigned to Executive · Senate Executive
  97. SenateRule 2-10 Committee Deadline Established As May 23, 2025
  98. SenateRule 2-10 Committee Deadline Established As June 1, 2025
  99. SenateAdded as Alternate Co-Sponsor Sen. Sara Feigenholtz
  100. SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Karina Villa
  101. CommitteeSenate Committee Amendment No. 1 Referred to Assignments · Senate Assignments
  102. CommitteeSenate Committee Amendment No. 1 Assignments Refers to Executive · Senate Assignments
  103. SenateAdded as Alternate Co-Sponsor Sen. Mattie Hunter
  104. SenateAdded as Alternate Co-Sponsor Sen. Adriane L. Johnson
  105. CommitteeSenate Committee Amendment No. 1 Postponed - Executive · Senate Executive
  106. CommitteePostponed - Executive · Senate Executive
  107. SenateSenate Committee Amendment No. 2 Filed with Secretary by Sen. Karina Villa
  108. CommitteeSenate Committee Amendment No. 2 Referred to Assignments · Senate Assignments
  109. SenateWaive Posting Notice
  110. SenateRule 2-10 Third Reading/Passage Deadline Established As June 1, 2025
  111. SenateSenate Committee Amendment No. 1 Adopted
  112. CommitteeDo Pass as Amended Executive; 010-002-000 · Senate Executive
  113. SenatePlaced on Calendar Order of 2nd Reading
  114. SenateSecond Reading
  115. SenatePlaced on Calendar Order of 3rd Reading May 31, 2025
  116. CommitteeRule 3-9(a) / Re-referred to Assignments · Senate Assignments
  117. SenateAdded as Alternate Co-Sponsor Sen. Laura M. Murphy
  118. SenateAdded as Alternate Co-Sponsor Sen. Meg Loughran Cappel
  119. SenateAdded as Alternate Co-Sponsor Sen. Ram Villivalam
  120. SenateAdded as Alternate Co-Sponsor Sen. Kimberly A. Lightford
  121. SenateAdded as Alternate Co-Sponsor Sen. Javier L. Cervantes
  122. CommitteeApproved for Consideration Assignments · Senate Assignments
  123. SenatePlaced on Calendar Order of 3rd Reading October 29, 2025
  124. SenateSenate Floor Amendment No. 3 Filed with Secretary by Sen. Karina Villa
  125. CommitteeSenate Floor Amendment No. 3 Referred to Assignments · Senate Assignments
  126. CommitteeSenate Floor Amendment No. 3 Assignments Refers to Executive · Senate Assignments
  127. CommitteeSenate Floor Amendment No. 3 Postponed - Executive · Senate Executive
  128. HouseAdded Co-Sponsor Rep. Debbie Meyers-Martin
  129. SenateAlternate Chief Sponsor Changed to Sen. Don Harmon
  130. CommitteeSenate Floor Amendment No. 3 Recommend Do Adopt Executive; 011-002-000 · Senate Executive
  131. SenateRecalled to Second Reading
  132. SenateSenate Floor Amendment No. 3 Adopted; Villa
  133. SenatePlaced on Calendar Order of 3rd Reading
  134. SenateThird Reading - Passed; 048-010-000
  135. SenateSenate Committee Amendment No. 2 Tabled Pursuant to Rule 5-4(a)
  136. HouseArrived in House
  137. HousePlaced on Calendar Order of Concurrence Senate Amendment(s) 1, 3
  138. HouseSenate Committee Amendment No. 1 Motion Filed Concur Rep. Lindsey LaPointe
  139. HouseSenate Floor Amendment No. 3 Motion Filed Concur Rep. Lindsey LaPointe
  140. CommitteeSenate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee · House Rules
  141. CommitteeSenate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee · House Rules
  142. CommitteeSenate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000 · House Rules
  143. CommitteeSenate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000 · House Rules
  144. HouseAdded Co-Sponsor Rep. Camille Y. Lilly
  145. HouseSenate Committee Amendment No. 1 House Concurs 086-019-001
  146. HouseSenate Floor Amendment No. 3 House Concurs 086-019-001
  147. HouseHouse Concurs
  1. HousePassed Both Houses
  2. HouseAdded Chief Co-Sponsor Rep. Tracy Katz Muhl
  3. HouseAdded Co-Sponsor Rep. Margaret A. DeLaRosa
  4. SenateAdded as Alternate Co-Sponsor Sen. Karina Villa
  5. HouseSent to the Governor
  6. HouseGovernor Approved
  7. HouseEffective Date June 1, 2026
  8. HousePublic Act . . . . . . . . . 104-0446

Roll calls

8 recorded votes: 4 on the floor, 4 in committee. Each shows how every member voted.

Third Reading · Full House

Passed 72–33
Apr 7, 2025 · journal entry
Yes 72 No 33 Not voting 13
Democrats: 67 yes, 0 no Republicans: 5 yes, 33 no
How each member voted

Yes · 72

No · 33

Not voting · 2

Excused · 11

Senate Committee Amendment No. 1 - Concurrence · Full House

Passed 86–19
Oct 30, 2025 · journal entry
Yes 86 No 19 Not voting 13
Democrats: 74 yes, 0 no Republicans: 12 yes, 19 no
How each member voted

Yes · 86

No · 19

Not voting · 4

Excused · 9

Senate Floor Amendment No. 3 - Concurrence · Full House

Passed 86–19
Oct 30, 2025 · journal entry
Yes 86 No 19 Not voting 13
Democrats: 74 yes, 0 no Republicans: 12 yes, 19 no
How each member voted

Yes · 86

No · 19

Not voting · 4

Excused · 9

Third Reading · Full Senate

Passed 48–10
Oct 30, 2025 · journal entry
Yes 48 No 10 Not voting 1
Democrats: 40 yes, 0 no Republicans: 8 yes, 10 no
How each member voted

Yes · 48

No · 10

Not voting · 1

Committee and other votes

DateWhereQuestionResult
Mar 6, 2025 House Mental Health & Addiction Mental Health & Addiction - Do Pass As Amended
Members

Yes · 17

No · 5

Not voting · 1

 Passed 17–5
May 30, 2025 Senate Executive Executive - Do Pass As Amended
Members

Yes · 10

No · 2

Not voting · 1

 Passed 10–2
May 30, 2025 Senate Executive Senate Committee Amendment No. 1 - Executive - Be Adopted
Members

Yes · 12

Not voting · 1

 12–0
Oct 30, 2025 Senate Executive Senate Floor Amendment No. 3 - Executive - Recommend Do Adopt
Members

Yes · 11

No · 2

 Passed 11–2

Sponsors

The member who introduced it, joined by 88 cosponsors: 83 Democrats, 5 Republicans.

All 88 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.