Illinois · House Bill 1049 · 103rd General Assembly

DOG BREED INS PROTECTION ACT

HB 1049 Sponsored by Rita Mayfield Became law

  1. Introduced Dec 20, 2022
  2. In committee Jan 12, 2023
  3. Passed the House Mar 23, 2023
  4. Passed the Senate May 4, 2023
  5. To the governor Jun 2, 2023
  6. Became law Jun 9, 2023

What it does

The legislature's own summary of the bill, or its official long title.

Creates the Dog Breed Insurance Underwriting Protection Act. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, no insurer shall refuse to issue or renew, cancel, or charge or impose an increased premium or rate for a policy or contract, or exclude, limit, restrict, or reduce coverage…

Read the full title (214 words)

Creates the Dog Breed Insurance Underwriting Protection Act. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, no insurer shall refuse to issue or renew, cancel, or charge or impose an increased premium or rate for a policy or contract, or exclude, limit, restrict, or reduce coverage under a policy or contract based solely upon harboring or owning any dog of a specific breed or mixture of breeds. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, the provisions shall not prohibit an insurer from refusing to issue or renew or from cancelling a contract or policy nor from imposing a reasonably increased premium or rate for a policy or contract based upon the designation of a dog of any breed or mixture of breeds as a dangerous dog based on sound underwriting and actuarial principles reasonably related to actual or anticipated loss experience. Provides that the Department of Insurance shall have the authority to adopt rules that are not inconsistent with and that are necessary to administer and enforce the provisions. Effective 6 months after becoming law.

Every action

50 steps, oldest first, as the legislature records them.

Show the 42 earlier steps
  1. HousePrefiled with Clerk by Rep. Rita Mayfield
  2. HouseFirst Reading
  3. CommitteeReferred to Rules Committee · House Rules
  4. HouseAdded Co-Sponsor Rep. Barbara Hernandez
  5. CommitteeAssigned to Insurance Committee · House Insurance
  6. HouseAdded Co-Sponsor Rep. Camille Y. Lilly
  7. HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield
  8. CommitteeHouse Committee Amendment No. 1 Referred to Rules Committee · House Rules
  9. HouseHouse Committee Amendment No. 2 Filed with Clerk by Rep. Rita Mayfield
  10. CommitteeHouse Committee Amendment No. 2 Referred to Rules Committee · House Rules
  11. CommitteeHouse Committee Amendment No. 1 Rules Refers to Insurance Committee · House Insurance
  12. CommitteeHouse Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote · House Insurance
  13. CommitteeDo Pass as Amended / Short Debate Insurance Committee; 009-005-000 · House Insurance
  14. HouseHouse Committee Amendment No. 2 Tabled
  15. HousePlaced on Calendar 2nd Reading - Short Debate
  16. HouseAdded Co-Sponsor Rep. Tom Weber
  17. HouseHouse Floor Amendment No. 3 Filed with Clerk by Rep. Rita Mayfield
  18. CommitteeHouse Floor Amendment No. 3 Referred to Rules Committee · House Rules
  19. CommitteeHouse Floor Amendment No. 3 Rules Refers to Insurance Committee · House Insurance
  20. CommitteeHouse Floor Amendment No. 3 Recommends Be Adopted Insurance Committee; 008-005-000 · House Insurance
  21. HouseHouse Floor Amendment No. 3 Adopted
  22. HouseSecond Reading - Short Debate
  23. HousePlaced on Calendar Order of 3rd Reading - Short Debate
  24. HouseAdded Co-Sponsor Rep. Janet Yang Rohr
  25. HouseThird Reading - Short Debate - Passed 081-031-000
  26. SenateArrive in Senate
  27. SenatePlaced on Calendar Order of First Reading
  28. SenateChief Senate Sponsor Sen. Linda Holmes
  29. SenateFirst Reading
  30. CommitteeReferred to Assignments · Senate Assignments
  31. SenateAdded as Alternate Co-Sponsor Sen. Laura Ellman
  32. SenateAdded as Alternate Co-Sponsor Sen. Laura Fine
  33. SenateAdded as Alternate Co-Sponsor Sen. Sara Feigenholtz
  34. SenateAdded as Alternate Chief Co-Sponsor Sen. Cristina Castro
  35. CommitteeAssigned to Insurance · Senate Insurance
  36. CommitteeDo Pass Insurance; 011-000-000 · Senate Insurance
  37. SenatePlaced on Calendar Order of 2nd Reading April 20, 2023
  38. SenateAdded as Alternate Co-Sponsor Sen. Laura M. Murphy
  39. SenateSecond Reading
  40. SenatePlaced on Calendar Order of 3rd Reading April 25, 2023
  41. SenateThird Reading - Passed; 044-013-000
  42. HousePassed Both Houses
  1. SenateAdded as Alternate Co-Sponsor Sen. David Koehler
  2. SenateAdded as Alternate Co-Sponsor Sen. Karina Villa
  3. SenateAdded as Alternate Co-Sponsor Sen. Meg Loughran Cappel
  4. HouseSent to the Governor
  5. HouseGovernor Approved
  6. HouseEffective Date June 9, 2023; ; Some Provisions
  7. HouseEffective Date December 9, 2023; ; Some Provisions
  8. HousePublic Act . . . . . . . . . 103-0011

Roll calls

5 recorded votes: 2 on the floor, 3 in committee. Each shows how every member voted.

Third Reading · Full House

Passed 81–31
Mar 23, 2023 · journal entry
Yes 81 No 31 Not voting 5
Democrats: 71 yes, 1 no Republicans: 10 yes, 30 no
How each member voted

Yes · 81

No · 31

Absent · 1

Excused · 4

Third Reading · Full Senate

Passed 44–13
May 4, 2023 · journal entry
Yes 44 No 13 Not voting 2
Democrats: 38 yes, 1 no Republicans: 6 yes, 12 no
How each member voted

Yes · 44

No · 13

Not voting · 2

Committee and other votes

DateWhereQuestionResult
Mar 7, 2023 House Insurance Insurance - Do Pass As Amended
Members

Yes · 9

No · 5

Not voting · 1

 Passed 9–5
Mar 14, 2023 House Insurance House Floor Amendment No. 3 - Insurance - Recommends Be Adopted
Members

Yes · 8

No · 5

Not voting · 2

 Passed 8–5
Apr 18, 2023 Senate Insurance Insurance - Do Pass
Members

Yes · 10

No · 1

 10–1

Sponsors

The member who introduced it, joined by 12 cosponsors: 11 Democrats, 1 Republican.

All 12 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.