Florida · Senate Bill 838 · 2026 Regular Session

Electronic Payments of Retail Installment Contracts

SB 838 Sponsored by Clay Yarborough Died in committee

  1. Introduced Dec 9, 2025
  2. In committee Dec 16, 2025
  3. Passed the Senate  
  4. Passed the House  
  5. To the governor  
  6. Became law Jul 1, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Electronic Payments of Retail Installment Contracts; Defining the terms “ACH payment” and “electronic payment”; authorizing holders of retail installment contracts and their agents to collect fees for processing electronic payments made by motor vehicle retail buyers under certain circumstances, etc.

Every action

22 steps, oldest first, as the legislature records them.

Show the 14 earlier steps
  1. SenateFiled
  2. CommitteeReferred to Commerce and Tourism; Banking and Insurance; Rules · Senate Commerce and Tourism
  3. CommitteeOn Committee agenda-- Commerce and Tourism, 01/13/26, 4:00 pm, 110 Senate Building · Senate Commerce and Tourism
  4. CommitteeCS by Commerce and Tourism; YEAS 10 NAYS 0 · Senate Commerce and Tourism10–0 vote
  5. SenateIntroduced
  6. SenatePending reference review under Rule 4.7(2) - (Committee Substitute)
  7. CommitteeNow in Banking and Insurance · Senate Banking and Insurance
  8. CommitteeCS by Commerce and Tourism read 1st time · Senate Commerce and Tourism
  9. CommitteeOn Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building · Senate Banking and Insurance
  10. CommitteeFavorable by Banking and Insurance; YEAS 10 NAYS 0 · Senate Banking and Insurance10–0 vote
  11. CommitteeNow in Rules · Senate Rules
  12. CommitteeOn Committee agenda-- Rules, 02/17/26, 12:00 pm, 412 Knott Building · Senate Rules
  13. CommitteeFavorable by- Rules; YEAS 24 NAYS 0 · Senate Rules24–0 vote
  14. SenatePlaced on Calendar, on 2nd reading
  1. SenatePlaced on Special Order Calendar, 02/19/26
  2. SenateRead 2nd time -SJ 351
  3. SenateAmendment(s) adopted (794450) -SJ 352
  4. SenateRead 3rd time -SJ 352
  5. SenateCS passed as amended; YEAS 38 NAYS 0 -SJ 35238–0 vote
  6. SenateImmediately certified -SJ 356
  7. HouseIn Messages
  8. HouseDied in Messages

Roll calls

4 recorded votes: 1 on the floor, 3 in committee. Each shows how every member voted.

CS passed as amended; YEAS 38 NAYS 0 -SJ 352 · Full Senate

38–0
Feb 19, 2026 · journal entry
Yes 38 No 0 Not voting 1
Democrats: 11 yes, 0 no Independents: 1 yes, 0 no Republicans: 26 yes, 0 no
How each member voted

Yes · 38

Not voting · 1

Committee and other votes

DateWhereQuestionResult
Jan 13, 2026 Senate Commerce and Tourism CS by Commerce and Tourism; YEAS 10 NAYS 0 10–0
Feb 4, 2026 Senate Banking and Insurance Favorable by Banking and Insurance; YEAS 10 NAYS 0 10–0
Feb 17, 2026 Senate Rules Favorable by- Rules; YEAS 24 NAYS 0 24–0

Sponsors

The member who introduced it.

  • Clay YarboroughR Primary sponsor · District 4
  • Ca Commerce and Tourism Sponsoring committee

From Florida's official records (flsenate.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.