Mandatory Human Reviews of Insurance Claim Denials

What it does

The legislature's own summary of the bill, or its official long title.

Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc.

Every action

4 steps, oldest first, as the legislature records them.

1. Oct 15, 2025SenateFiled
2. Nov 3, 2025CommitteeReferred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules · Senate Banking and Insurance
3. Jan 13, 2026SenateIntroduced
4. Mar 13, 2026CommitteeDied in Banking and Insurance · Senate Banking and Insurance

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 4 cosponsors: 2 Republicans, 2 Democrats.

• Jennifer BradleyR Primary sponsor · District 6