Florida · Senate Bill 1028 · 2026 Regular Session

Citizens Property Insurance Corporation

SB 1028 Sponsored by Joe Gruters Became law

  1. Introduced Dec 30, 2025
  2. In committee Jan 7, 2026
  3. Passed the Senate  
  4. Passed the House  
  5. To the governor Jun 15, 2026
  6. Became law Jun 16, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Citizens Property Insurance Corporation; Prohibiting the corporation from issuing new coverage for commercial residential and commercial nonresidential risks under certain circumstances; requiring the corporation to establish a personal lines clearinghouse for specified purposes; revising the rights and responsibilities the corporation has in establishing the program; requiring that certain risk information be…

Read the full title (80 words)

Citizens Property Insurance Corporation; Prohibiting the corporation from issuing new coverage for commercial residential and commercial nonresidential risks under certain circumstances; requiring the corporation to establish a personal lines clearinghouse for specified purposes; revising the rights and responsibilities the corporation has in establishing the program; requiring that certain risk information be aggregated and deidentified; authorizing applicants or insureds to elect to accept coverage with authorized insurers or elect to accept or continue coverage with the corporation under certain circumstances, etc.

Every action

35 steps, oldest first, as the legislature records them.

Show the 27 earlier steps
  1. SenateFiled
  2. CommitteeReferred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy · Senate Banking and Insurance
  3. CommitteeOn Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building · Senate Banking and Insurance
  4. CommitteeCS by Banking and Insurance; YEAS 10 NAYS 0 · Senate Banking and Insurance10–0 vote
  5. SenateIntroduced
  6. SenatePending reference review under Rule 4.7(2) - (Committee Substitute)
  7. CommitteeNow in Appropriations Committee on Agriculture, Environment, and General Government · Senate Appropriations Committee on Agriculture, Environment, and General Government
  8. CommitteeCS by Banking and Insurance read 1st time · Senate Banking and Insurance
  9. CommitteeOn Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/04/26, 3:45 pm, 412 Knott Building · Senate Appropriations Committee on Agriculture, Environment, and General Government
  10. CommitteeFavorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 11 NAYS 0 · Senate Appropriations Committee on Agriculture, Environment, and General Government11–0 vote
  11. CommitteeNow in Fiscal Policy · Senate Fiscal Policy
  12. CommitteeOn Committee agenda-- Fiscal Policy, 02/12/26, 9:00 am, 110 Senate Building · Senate Fiscal Policy
  13. CommitteeCS/CS by- Fiscal Policy; YEAS 18 NAYS 0 · Senate Fiscal Policy18–0 vote
  14. SenatePending reference review -under Rule 4.7(2) - (Committee Substitute)
  15. SenatePlaced on Calendar, on 2nd reading
  16. CommitteeCS/CS by Fiscal Policy read 1st time · Senate Fiscal Policy
  17. SenatePlaced on Special Order Calendar, 02/25/26
  18. SenateRetained on Special Order Calendar -SJ 437
  19. SenateRetained on Special Order Calendar -SJ 463
  20. SenateRead 2nd time -SJ 556
  21. SenateAmendment(s) adopted (241162) -SJ 561
  22. SenateRead 3rd time -SJ 561
  23. SenateCS passed as amended; YEAS 33 NAYS 1 -SJ 56133–1 vote
  24. HouseIn Messages
  25. HouseBill referred to House Calendar
  26. HouseBill added to Special Order Calendar (3/9/2026)
  27. House1st Reading (Engrossed 1)
  1. HouseRead 2nd time
  2. HouseAdded to Third Reading Calendar
  3. HouseRead 3rd time
  4. HouseCS passed; YEAS 88, NAYS 19
  5. SenateOrdered enrolled
  6. GovernorSigned by Officers and presented to Governor
  7. GovernorApproved by Governor
  8. Chapter No. 2026-150

Roll calls

5 recorded votes: 2 on the floor, 3 in committee. Each shows how every member voted.

CS passed as amended; YEAS 33 NAYS 1 -SJ 561 · Full Senate

33–1
Mar 4, 2026 · journal entry
Yes 33 No 1 Not voting 5
Democrats: 8 yes, 1 no Independents: 1 yes, 0 no Republicans: 24 yes, 0 no
How each member voted

Yes · 33

No · 1

Not voting · 5

Passage · Full House

88–19
Mar 9, 2026 · journal entry
Yes 88 No 19 Not voting 10
Democrats: 6 yes, 19 no Republicans: 82 yes, 0 no
How each member voted

Yes · 88

No · 19

Not voting · 10

Committee and other votes

DateWhereQuestionResult
Jan 13, 2026 Senate Banking and Insurance CS by Banking and Insurance; YEAS 10 NAYS 0 10–0
Feb 4, 2026 Senate Appropriations Committee on Agriculture, Environment, and General Government Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 11 NAYS 0 11–0
Feb 12, 2026 Senate Fiscal Policy CS/CS by- Fiscal Policy; YEAS 18 NAYS 0 18–0

Sponsors

The member who introduced it.

  • Joe GrutersR Primary sponsor · District 22
  • FP Fiscal Policy Sponsoring committee
  • Ba Banking and Insurance Sponsoring committee

From Florida's official records (flsenate.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.