Florida · House Bill 775 · 2026 Regular Session

Homeowner's Insurance Premium Reductions

HB 775 Sponsored by Jervonte "Tae" Edmonds Died in committee

  1. Introduced Dec 15, 2025
  2. In committee Jan 5, 2026
  3. Passed the House  
  4. Passed the Senate  
  5. To the governor  
  6. Became law Jul 1, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Homeowner's Insurance Premium Reductions; Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.

Every action

6 steps, oldest first, as the legislature records them.

  1. HouseFiled
  2. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  3. CommitteeReferred to Commerce Committee · House Commerce Committee
  4. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  5. House1st Reading (Original Filed Version)
  6. CommitteeDied in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 1 cosponsor: 1 Democrat.

All 1 cosponsor

From Florida's official records (flsenate.gov), checked Nov 14, 2026. Text links go to the official versions; LegiList does not copy bill text.