Florida · House Bill 527 · 2026 Regular Session

Mandatory Human Reviews of Insurance Claim Denials

  1. Introduced Nov 24, 2025
  2. In committee Dec 1, 2025
  3. Passed the House  
  4. Passed the Senate  
  5. To the governor  
  6. Became law Jul 1, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Mandatory Human Reviews of Insurance Claim Denials ; Authorizes workers' compensation carriers, insurers &HMOs to use artificial intelligence systems & machine learning systems to assist in processing claims; prohibits use of artificial intelligence or machine learning systems as sole basis for determining whether to reduce claim payment or deny claim or portion of claim; requires that decisions to deny claim or portion of claim or reduce claim be made by qualified human professionals; authorizes OIR to conduct market conduct examinations & investigations.

Every action

29 steps, oldest first, as the legislature records them.

Show the 21 earlier steps
  1. HouseFiled
  2. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  3. CommitteeReferred to Commerce Committee · House Commerce Committee
  4. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  5. CommitteeAdded to Insurance & Banking Subcommittee agenda · House Insurance & Banking Subcommittee
  6. CommitteeFavorable with CS by Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee18–0 vote
  7. CommitteeReported out of Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  8. HouseLaid on Table under Rule 7.18(a)
  9. HouseCS Filed
  10. CommitteeReferred to Commerce Committee · House Commerce Committee
  11. CommitteeNow in Commerce Committee · House Commerce Committee
  12. House1st Reading (Original Filed Version)
  13. House1st Reading (Committee Substitute 1)
  14. CommitteeAdded to Commerce Committee agenda · House Commerce Committee
  15. CommitteeFavorable with CS by Commerce Committee · House Commerce Committee26–0 vote
  16. CommitteeReported out of Commerce Committee · House Commerce Committee
  17. HouseLaid on Table under Rule 7.18(a)
  18. HouseCS Filed
  19. HouseBill referred to House Calendar
  20. HouseBill added to Special Order Calendar (3/5/2026)
  21. House1st Reading (Committee Substitute 2)
  1. HouseRead 2nd time
  2. HouseAdded to Third Reading Calendar
  3. HouseRead 3rd time
  4. HouseCS passed; YEAS 108, NAYS 0
  5. SenateIn Messages
  6. CommitteeReferred to Rules · Senate Rules
  7. SenateReceived
  8. CommitteeDied in Rules · Senate Rules

Roll calls

3 recorded votes: 1 on the floor, 2 in committee. Each shows how every member voted.

Passage; Third Reading · Full House

108–0
Mar 5, 2026 · journal entry
Yes 108 No 0 Not voting 9
Democrats: 30 yes, 0 no Republicans: 78 yes, 0 no
How each member voted

Yes · 108

Not voting · 9

Committee and other votes

Sponsors

The member who introduced it, joined by 5 cosponsors: 3 Republicans, 2 Democrats.

  • Hillary CasselR Primary sponsor · District 101
  • CC Commerce Committee Sponsoring committee
  • I& Insurance & Banking Subcommittee Sponsoring committee
All 5 cosponsors

From Florida's official records (flsenate.gov), checked Nov 14, 2026. Text links go to the official versions; LegiList does not copy bill text.