Florida · House Bill 381 · 2026 Regular Session

Office of Financial Regulation

HB 381 Sponsored by Webster Barnaby Died in committee

  1. Introduced Nov 6, 2025
  2. In committee Nov 18, 2025
  3. Passed the House  
  4. Passed the Senate  
  5. To the governor  
  6. Became law Jul 1, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Office of Financial Regulation; Requires loan originators, mortgage brokers, & mortgage lenders & money services businesses to develop, implement, & maintain comprehensive written information security programs for protection of information systems & nonpublic personal information & to establish written incident response plans; provides requirements for notices of security breaches; revises list of actions by money…

Read the full title (189 words)

Office of Financial Regulation; Requires loan originators, mortgage brokers, & mortgage lenders & money services businesses to develop, implement, & maintain comprehensive written information security programs for protection of information systems & nonpublic personal information & to establish written incident response plans; provides requirements for notices of security breaches; revises list of actions by money services businesses which constitute grounds for disciplinary actions & penalties; provides requirements for emergency orders that suspend money services business licenses; provides that debit card transaction shall be treated same as cash transactions & prohibits redemption through credit card transaction; requires financial institutions to take measures to protect & secure certain data that contain personal information; provides requirements for notices of security breaches to office, DLA, certain individuals, & certain credit reporting agencies; revises timeline for mailing of payment for salary & travel expenses of certain field staff; revises requirements for permission to organize credit unions; removes provisions that impose limitations on investments in real estate & equipment for credit unions; revises requirements & factors for approving applications for organizing banks & trust companies; revises requirements for directors of certain banks & trust companies.

Every action

20 steps, oldest first, as the legislature records them.

Show the 12 earlier steps
  1. HouseFiled
  2. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  3. CommitteeReferred to Information Technology Budget & Policy Subcommittee · House Information Technology Budget & Policy Subcommittee
  4. CommitteeReferred to Commerce Committee · House Commerce Committee
  5. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  6. House1st Reading (Original Filed Version)
  7. CommitteeAdded to Insurance & Banking Subcommittee agenda · House Insurance & Banking Subcommittee
  8. CommitteeFavorable with CS by Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee16–0 vote
  9. CommitteeReported out of Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  10. HouseLaid on Table under Rule 7.18(a)
  11. HouseCS Filed
  12. House1st Reading (Committee Substitute 1)
  1. CommitteeReferred to Information Technology Budget & Policy Subcommittee · House Information Technology Budget & Policy Subcommittee
  2. CommitteeReferred to Commerce Committee · House Commerce Committee
  3. CommitteeNow in Information Technology Budget & Policy Subcommittee · House Information Technology Budget & Policy Subcommittee
  4. CommitteeAdded to Information Technology Budget & Policy Subcommittee agenda · House Information Technology Budget & Policy Subcommittee
  5. CommitteeFavorable by Information Technology Budget & Policy Subcommittee · House Information Technology Budget & Policy Subcommittee12–0 vote
  6. CommitteeReported out of Information Technology Budget & Policy Subcommittee · House Information Technology Budget & Policy Subcommittee
  7. CommitteeNow in Commerce Committee · House Commerce Committee
  8. CommitteeDied in Commerce Committee; Companion bill(s) passed, see CS/CS/CS/SB 1452 (Ch. 2026-174 ) · House Commerce Committee

Roll calls

2 recorded votes: 0 on the floor, 2 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Jan 21, 2026 House Insurance & Banking Subcommittee Favorable with CS by Insurance & Banking Subcommittee
Members

Yes · 16

Not voting · 2

 Passed 16–0
Feb 16, 2026 House Information Technology Budget & Policy Subcommittee Favorable by Information Technology Budget & Policy Subcommittee
Members

Yes · 12

Not voting · 4

 Passed 12–0

Sponsors

The member who introduced it.

  • Webster BarnabyR Primary sponsor · District 29
  • I& Insurance & Banking Subcommittee Sponsoring committee

From Florida's official records (flsenate.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.