Florida · Senate Bill 794 · 2025 Regular Session

Mandatory Human Reviews of Insurance Claim Denials

  1. Introduced Feb 18, 2025
  2. In committee Feb 28, 2025
  3. Passed the Senate  
  4. Passed the House  
  5. To the governor  
  6. Became law Jan 1, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Mandatory Human Reviews of Insurance Claim Denials ; Requiring that insurers’ decisions to deny claims or any portion of a claim be made by qualified human professionals; prohibiting using algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; requiring insurers to include certain information in denial communications to claimants, etc.

Every action

10 steps, oldest first, as the legislature records them.

  1. SenateFiled
  2. CommitteeReferred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules · Senate Banking and Insurance
  3. SenateIntroduced
  4. CommitteeOn Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building · Senate Banking and Insurance
  5. CommitteeCS by Banking and Insurance; YEAS 9 NAYS 0 · Senate Banking and Insurance9–0 vote
  6. SenatePending reference review under Rule 4.7(2) - (Committee Substitute)
  7. CommitteeNow in Appropriations Committee on Agriculture, Environment, and General Government · Senate Appropriations Committee on Agriculture, Environment, and General Government
  8. CommitteeCS by Banking and Insurance read 1st time · Senate Banking and Insurance
  9. SenateIndefinitely postponed and withdrawn from consideration
  10. CommitteeDied in Appropriations Committee on Agriculture, Environment, and General Government · Senate Appropriations Committee on Agriculture, Environment, and General Government

Roll calls

1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Mar 25, 2025 Senate committee CS by Banking and Insurance; YEAS 9 NAYS 0 Passed 9–0

Sponsors

The member who introduced it.

  • Jennifer BradleyR Primary sponsor · District 6
  • Ba Banking and Insurance Sponsoring committee

From Florida's official records (leg.state.fl.us; flhouse.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.