Mandatory Human Reviews of Insurance Claim Denials
- Introduced Feb 18, 2025
- In committee Feb 28, 2025
- Passed the Senate
- Passed the House
- To the governor
- Became law Jan 1, 2026
What it does
The legislature's own summary of the bill, or its official long title.
Mandatory Human Reviews of Insurance Claim Denials ; Requiring that insurers’ decisions to deny claims or any portion of a claim be made by qualified human professionals; prohibiting using algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; requiring insurers to include certain information in denial communications to claimants, etc.
Every action
10 steps, oldest first, as the legislature records them.
- SenateFiled
- CommitteeReferred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules · Senate Banking and Insurance
- SenateIntroduced
- CommitteeOn Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building · Senate Banking and Insurance
- CommitteeCS by Banking and Insurance; YEAS 9 NAYS 0 · Senate Banking and Insurance9–0 vote
- SenatePending reference review under Rule 4.7(2) - (Committee Substitute)
- CommitteeNow in Appropriations Committee on Agriculture, Environment, and General Government · Senate Appropriations Committee on Agriculture, Environment, and General Government
- CommitteeCS by Banking and Insurance read 1st time · Senate Banking and Insurance
- SenateIndefinitely postponed and withdrawn from consideration
- CommitteeDied in Appropriations Committee on Agriculture, Environment, and General Government · Senate Appropriations Committee on Agriculture, Environment, and General Government
Roll calls
1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.
Committee votes
| Date | Where | Question | Result |
|---|---|---|---|
| Mar 25, 2025 | Senate committee | CS by Banking and Insurance; YEAS 9 NAYS 0 | Passed 9–0 |
Sponsors
The member who introduced it.
-
Jennifer BradleyR Primary sponsor · District 6
- Ba Banking and Insurance Sponsoring committee
From Florida's official records (leg.state.fl.us; flhouse.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.