Florida · Senate Bill 392 · 2025 Regular Session

Requirements of Lenders of Money

SB 392 Sponsored by Ileana Garcia Died in committee

  1. Introduced Jan 28, 2025
  2. In committee Feb 10, 2025
  3. Passed the Senate  
  4. Passed the House  
  5. To the governor  
  6. Became law Jul 1, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Citing this act as the “Default Interest Transparency Act”; requiring lenders of money or the agents, officers, or other representatives of such lenders to provide a dated receipt under certain circumstances; requiring lenders of money or the agents, officers, or other representatives of such lenders to give a specified notice to the borrower and all obligors of the loan within a specified timeframe; requiring the assignor of a mortgage loan to provide, within a specified timeframe, a copy of the loan history statement to a borrower or obligor upon request, etc.

Every action

5 steps, oldest first, as the legislature records them.

  1. SenateFiled
  2. CommitteeReferred to Banking and Insurance; Commerce and Tourism; Rules · Senate Banking and Insurance
  3. SenateIntroduced
  4. SenateIndefinitely postponed and withdrawn from consideration
  5. CommitteeDied in Banking and Insurance · Senate Banking and Insurance

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it.

From Florida's official records (leg.state.fl.us; flhouse.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.