Florida · House Bill 643 · 2025 Regular Session

Insurance

HB 643 Sponsored by John Snyder Died in committee

  1. Introduced Feb 14, 2025
  2. In committee Feb 26, 2025
  3. Passed the House  
  4. Passed the Senate  
  5. To the governor  
  6. Became law Jul 1, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Requires FDLE to accept & process certain fingerprints; authorizes FDLE to exchange certain records with OIR; specifies that fingerprints must be submitted in accordance with certain rules; requires FDLE to conduct certain background checks; requires certain background checks to be conducted through FBI; requires that fingerprints be submitted & entered into specified system; requires that certain criminal history…

Read the full title (128 words)

Requires FDLE to accept & process certain fingerprints; authorizes FDLE to exchange certain records with OIR; specifies that fingerprints must be submitted in accordance with certain rules; requires FDLE to conduct certain background checks; requires certain background checks to be conducted through FBI; requires that fingerprints be submitted & entered into specified system; requires that certain criminal history records be used by OIR for certain purposes; establishes standards for compensation arrangements & oversight of affiliate transactions involving insurers, reciprocal insurers, managing general agents, & attorneys in fact; specifies requirements for affiliate compensation arrangements; removes definition of “diligent effort”; revises conditions under which insurance coverage is eligible for export; requires notification of arbitration before Division of Administrative Hearings as option for dispute resolution procedures under Citizens Property Insurance Corporation.

Every action

38 steps, oldest first, as the legislature records them.

Show the 30 earlier steps
  1. HouseFiled
  2. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  3. CommitteeReferred to Civil Justice & Claims Subcommittee · House Civil Justice & Claims Subcommittee
  4. CommitteeReferred to Commerce Committee · House Commerce Committee
  5. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  6. House1st Reading (Original Filed Version)
  7. HousePCS added to Insurance & Banking Subcommittee agenda
  8. CommitteeFavorable with CS by Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee17–1 vote
  9. CommitteeReported out of Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  10. HouseLaid on Table under Rule 7.18(a)
  11. HouseCS Filed
  12. CommitteeReferred to Civil Justice & Claims Subcommittee · House Civil Justice & Claims Subcommittee
  13. CommitteeReferred to Commerce Committee · House Commerce Committee
  14. CommitteeNow in Civil Justice & Claims Subcommittee · House Civil Justice & Claims Subcommittee
  15. CommitteeAdded to Civil Justice & Claims Subcommittee agenda · House Civil Justice & Claims Subcommittee
  16. House1st Reading (Committee Substitute 1)
  17. CommitteeFavorable by Civil Justice & Claims Subcommittee · House Civil Justice & Claims Subcommittee14–0 vote
  18. CommitteeReported out of Civil Justice & Claims Subcommittee · House Civil Justice & Claims Subcommittee
  19. CommitteeNow in Commerce Committee · House Commerce Committee
  20. HousePCS added to Commerce Committee agenda
  21. CommitteeFavorable with CS by Commerce Committee · House Commerce Committee24–0 vote
  22. CommitteeReported out of Commerce Committee · House Commerce Committee
  23. HouseLaid on Table under Rule 7.18(a)
  24. HouseCS Filed
  25. HouseBill referred to House Calendar
  26. HouseBill added to Special Order Calendar (4/25/2025)
  27. House1st Reading (Committee Substitute 2)
  28. HouseRead 2nd time
  29. HousePlaced on 3rd reading
  30. HouseAdded to Third Reading Calendar
  1. HouseRead 3rd time
  2. HouseCS passed; YEAS 100, NAYS 3
  3. HouseMessage sent to senate
  4. SenateIn Messages
  5. CommitteeReferred to Rules · Senate Rules
  6. SenateReceived
  7. SenateIndefinitely postponed and withdrawn from consideration
  8. CommitteeDied in Rules, companion bill(s) passed, see CS/HB 1549 (Ch. 2025-145) · Senate Rules

Roll calls

4 recorded votes: 1 on the floor, 3 in committee. Each shows how every member voted.

Passage · Full House

100–3
Apr 25, 2025 · journal entry
Yes 100 No 3 Not voting 16
Democrats: 25 yes, 0 no Republicans: 75 yes, 3 no
How each member voted

Yes · 100

No · 3

Not voting · 16

Committee and other votes

DateWhereQuestionResult
Mar 27, 2025 House Insurance & Banking Subcommittee Favorable with CS by Insurance & Banking Subcommittee
Members

Yes · 17

No · 1

 Passed 17–1
Apr 3, 2025 House Civil Justice & Claims Subcommittee Favorable by Civil Justice & Claims Subcommittee
Members

Yes · 14

Not voting · 5

 Passed 14–0
Apr 22, 2025 House Commerce Committee Favorable with CS by Commerce Committee
Members

Yes · 24

Not voting · 3

 Passed 24–0

Sponsors

The member who introduced it.

  • John SnyderR Primary sponsor · District 86
  • CC Commerce Committee Sponsoring committee
  • I& Insurance & Banking Subcommittee Sponsoring committee

From Florida's official records (leg.state.fl.us; flhouse.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.