Florida · House Bill 1541 · 2025 Regular Session

Property Insurance Policies

HB 1541 Sponsored by Lindsay Cross Died in committee

  1. Introduced Feb 28, 2025
  2. In committee Mar 5, 2025
  3. Passed the House  
  4. Passed the Senate  
  5. To the governor  
  6. Became law Jul 1, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Property Insurance Policies; Specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing specified property insurance policies by including roof covering reimbursement schedules; provides requirements for roof covering reimbursement schedules; specifies that certain provisions relating to…

Read the full title (141 words)

Property Insurance Policies; Specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing specified property insurance policies by including roof covering reimbursement schedules; provides requirements for roof covering reimbursement schedules; specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing specified property insurance policies by offering roof reimbursement on basis of replacement costs; specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing coverage on specified property insurance policies for roof that is limited to certain value; provides that stated value sublimit of coverage may not be applied to roof in certain circumstances.

Every action

7 steps, oldest first, as the legislature records them.

  1. HouseFiled
  2. House1st Reading (Original Filed Version)
  3. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  4. CommitteeReferred to Commerce Committee · House Commerce Committee
  5. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  6. HouseIndefinitely postponed and withdrawn from consideration
  7. CommitteeDied in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it.

From Florida's official records (flsenate.gov), checked Nov 14, 2026. Text links go to the official versions; LegiList does not copy bill text.