Florida · House Bill 1433 · 2025 Regular Session

Hurricane Mitigation Grants and Insurers' Regulations

HB 1433 Sponsored by Yvette Benarroch Died in committee

  1. Introduced Feb 28, 2025
  2. In committee Mar 5, 2025
  3. Passed the House  
  4. Passed the Senate  
  5. To the governor  
  6. Became law Jul 1, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Hurricane Mitigation Grants and Insurers' Regulations; Specifies that hurricane mitigation grants funded through My Safe Florida Home Program may be awarded only under certain circumstances; requires DFS to require that certain mitigation improvements be made as condition of reimbursing homeowner approved for grant; increases surpluses required for certain insurers applying for their original certificates of…

Read the full title (143 words)

Hurricane Mitigation Grants and Insurers' Regulations; Specifies that hurricane mitigation grants funded through My Safe Florida Home Program may be awarded only under certain circumstances; requires DFS to require that certain mitigation improvements be made as condition of reimbursing homeowner approved for grant; increases surpluses required for certain insurers applying for their original certificates of authority & maintaining their certificates of authority; specifies prohibitions for persons who were officers or directors of insolvent insurer, officers or directors of managing general agent of insolvent insurer, attorneys in fact of insolvent reciprocal insurer, or officers or directors of attorney in fact of insolvent reciprocal insurer; requires OIR to prohibit insurers or reciprocal insurers from paying any compensation to certain persons for certain violations until violations are remedied; requires that insurers' final decisions to deny claims or portions of claims be made by qualified human professionals.

Every action

17 steps, oldest first, as the legislature records them.

Show the 9 earlier steps
  1. HouseFiled
  2. House1st Reading (Original Filed Version)
  3. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  4. CommitteeReferred to Budget Committee · House Budget Committee
  5. CommitteeReferred to Commerce Committee · House Commerce Committee
  6. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  7. CommitteeAdded to Insurance & Banking Subcommittee agenda · House Insurance & Banking Subcommittee
  8. CommitteeFavorable with CS by Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee16–0 vote
  9. CommitteeReported out of Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  1. HouseLaid on Table under Rule 7.18(a)
  2. HouseCS Filed
  3. CommitteeReferred to Commerce Committee · House Commerce Committee
  4. CommitteeNow in Commerce Committee · House Commerce Committee
  5. House1st Reading (Committee Substitute 1)
  6. HousePCS added to Commerce Committee agenda
  7. HouseIndefinitely postponed and withdrawn from consideration
  8. CommitteeDied in Commerce Committee · House Commerce Committee

Roll calls

1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Apr 10, 2025 House Insurance & Banking Subcommittee Favorable with CS by Insurance & Banking Subcommittee
Members

Yes · 16

Not voting · 2

 Passed 16–0

Sponsors

The member who introduced it, joined by 1 cosponsor: 1 Republican.

  • Yvette BenarrochR Primary sponsor · District 81
  • I& Insurance & Banking Subcommittee Sponsoring committee
All 1 cosponsor

From Florida's official records (flsenate.gov), checked Nov 14, 2026. Text links go to the official versions; LegiList does not copy bill text.