Florida · House Bill 13 · 2025 Regular Session

Windstorm Coverage by Citizens Property Insurance Corporation

  1. Introduced Dec 6, 2024
  2. In committee Jan 6, 2025
  3. Passed the House  
  4. Passed the Senate  
  5. To the governor  
  6. Became law Jul 1, 2025

What it does

The legislature's own summary of the bill, or its official long title.

Requires Citizens Property Insurance Corporation to make windstorm coverage available to homeowners for any residential structures and to commercial lines residential structures; provides requirements for windstorm coverage; authorizes homeowners to obtain windstorm coverage from certain insurance agents; provides underwriting & administering requirements for windstorm coverage portion of insurance; provides…

Read the full title (73 words)

Requires Citizens Property Insurance Corporation to make windstorm coverage available to homeowners for any residential structures and to commercial lines residential structures; provides requirements for windstorm coverage; authorizes homeowners to obtain windstorm coverage from certain insurance agents; provides underwriting & administering requirements for windstorm coverage portion of insurance; provides requirements for claims settlement payments; revises requirements for corporation's plan of operation; revises certain statements obtained by agents from applicants for coverage from corporation.

Every action

5 steps, oldest first, as the legislature records them.

  1. HouseFiled
  2. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  3. CommitteeReferred to Commerce Committee · House Commerce Committee
  4. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  5. HouseWithdrawn prior to introduction

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 3 cosponsors: 3 Democrats.

All 3 cosponsors

From Florida's official records (leg.state.fl.us; flhouse.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.