Florida · House Bill 1047 · 2025 Regular Session

Insurance

HB 1047 Sponsored by Kimberly Berfield Died in committee

  1. Introduced Feb 25, 2025
  2. In committee Mar 2, 2025
  3. Died  
  4. Passed the Senate  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Insurance; Provides procedures & timelines for objecting, & responding to objections, to sufficiency of evidence submitted by claimants to insurers; revises requirements for licensing for general lines agents; specifies when adjusters must include their appointment types & names & license numbers if communicating with policyholders by text message; prohibits public adjusters from engaging in certain adversarial…

Read the full title (107 words)

Insurance; Provides procedures & timelines for objecting, & responding to objections, to sufficiency of evidence submitted by claimants to insurers; revises requirements for licensing for general lines agents; specifies when adjusters must include their appointment types & names & license numbers if communicating with policyholders by text message; prohibits public adjusters from engaging in certain adversarial conduct; revises circumstances under which insurer or agent may cancel or nonrenew certain residential property insurance policies; revises required statement by property insurers providing preliminary or partial estimate of damage regarding claim; revises required statement by property insurers providing payment on claim which is not full & final payment for claim.

Every action

15 steps, oldest first, as the legislature records them.

Show the 7 earlier steps
  1. HouseFiled
  2. CommitteeReferred to Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  3. CommitteeReferred to Commerce Committee · House Commerce Committee
  4. CommitteeNow in Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  5. House1st Reading (Original Filed Version)
  6. HousePCS added to Insurance & Banking Subcommittee agenda
  7. CommitteeFavorable with CS by Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee12–6 vote
  1. CommitteeReported out of Insurance & Banking Subcommittee · House Insurance & Banking Subcommittee
  2. HouseLaid on Table under Rule 7.18(a)
  3. HouseCS Filed
  4. House1st Reading (Committee Substitute 1)
  5. CommitteeReferred to Commerce Committee · House Commerce Committee
  6. CommitteeNow in Commerce Committee · House Commerce Committee
  7. HouseIndefinitely postponed and withdrawn from consideration
  8. CommitteeDied in Commerce Committee · House Commerce Committee

Roll calls

1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Mar 27, 2025 House Insurance & Banking Subcommittee Favorable with CS by Insurance & Banking Subcommittee
Members

Yes · 12

No · 6

 Passed 12–6

Sponsors

The member who introduced it.

  • Kimberly BerfieldR Primary sponsor · District 58
  • I& Insurance & Banking Subcommittee Sponsoring committee

From Florida's official records (flsenate.gov), checked Nov 14, 2026. Text links go to the official versions; LegiList does not copy bill text.