Delaware · House Bill 299 · 153rd General Assembly

Life Insurance Policy/Suicide/Update Provision

  1. Introduced Mar 5, 2026
  2. In committee Mar 5, 2026
  3. Passed the House Apr 23, 2026
  4. Passed the Senate Jun 16, 2026
  5. To the governor  
  6. Became law Sep 30, 2026

What it does

The legislature's own summary of the bill, or its official long title.

Current Delaware law provides that a life insurance policy may contain a provision excluding or restricting coverage in the event of death by suicide within 2 years from the date of issue of the policy. This Act reduces the time period to 1 year from the date of issue of the policy. It applies to a policy that is issued after the effective date of the Act. This Act also requires that in the event any death benefit…

Read the full title (128 words)

Current Delaware law provides that a life insurance policy may contain a provision excluding or restricting coverage in the event of death by suicide within 2 years from the date of issue of the policy. This Act reduces the time period to 1 year from the date of issue of the policy. It applies to a policy that is issued after the effective date of the Act. This Act also requires that in the event any death benefit is denied because the insured dies as a result of suicide within 1 year from the date of issue of the policy, the insurer must refund all premiums paid for coverage providing the denied death benefit on the insured. This Act is effective 6 months after its enactment into law.

Every action

7 steps, oldest first, as the legislature records them.

  1. CommitteeIntroduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House · House Economic Development/Banking/Insurance & Commerce
  2. CommitteeReported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 2 Favorable, 8 On Its Merits · House Economic Development/Banking/Insurance & Commerce
  3. HousePassed By House. Votes: 36 YES 5 ABSENT36–0 vote
  4. CommitteeAssigned to Banking, Business, Insurance & Technology Committee in Senate · Senate Banking, Business, Insurance & Technology
  5. CommitteeReported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 3 Favorable, 4 On Its Merits · Senate Banking, Business, Insurance & Technology
  6. SenatePassed By Senate. Votes: 20 YES 1 ABSENT20–0 vote
  7. GovernorSigned by Governor

Roll calls

2 recorded votes: 2 on the floor, 0 in committee. Each shows how every member voted.

Sponsors

The member who introduced it, joined by 5 cosponsors: 4 Democrats, 1 Republican.

All 5 cosponsors

From Delaware's official records (legis.delaware.gov), checked Nov 1, 2026. Text links go to the official versions; LegiList does not copy bill text.