Delaware · Senate Bill 245 · 152nd General Assembly

Foreclosure Prevention & Financial Education/Office of/Residential Mortgage Foreclosure Mediation Program/Remove Expiration Dates

SB 245 Sponsored by Russell Huxtable Withdrawn

  1. Introduced Mar 21, 2024
  2. In committee Mar 21, 2024
  3. Withdrawn  
  4. Passed the House  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

The Office of Foreclosure Prevention and Financial Education and the Residential Mortgage Foreclosure Mediation Program were created in the wake of the 2008 financial crisis to assist homeowners at risk of foreclosure or already navigating the foreclosure process. Originally intended as temporary programs, the need for these programs is as critical as ever for those facing the loss of their homes. The programs have…

Read the full title (190 words)

The Office of Foreclosure Prevention and Financial Education and the Residential Mortgage Foreclosure Mediation Program were created in the wake of the 2008 financial crisis to assist homeowners at risk of foreclosure or already navigating the foreclosure process. Originally intended as temporary programs, the need for these programs is as critical as ever for those facing the loss of their homes. The programs have proven to be important resources in preserving home ownership and educating homeowners on their rights and responsibilities in times of economic contraction and in times of economic expansion. As a result of their successes, the General Assembly has extended the program multiple times. It is clear that the need for these programs will continue for the foreseeable future. In recognition of this reality, this Act removes the expiration dates from the programs. This Act also updates the Delaware Code by replacing references to the Delaware Emergency Mortgage Assistance Program (“DEMAP”) and an associated website with updated information. The Delaware State Housing Authority terminated DEMAP in May 2020. Finally, the Act makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.

Every action

12 steps, oldest first, as the legislature records them.

  1. CommitteeIntroduced and Assigned to Housing & Land Use Committee in Senate · Senate Housing & Land Use
  2. CommitteeReported Out of Committee (Housing & Land Use) in Senate with 5 Favorable, 1 On Its Merits · Senate Housing & Land Use
  3. CommitteeAssigned to Finance Committee in Senate · Senate Finance
  4. SenateSubstituted in Senate by SS 1 for SB 245
  5. SenateSS 1 for SB 245 - Reported Out of Committee (Finance) in Senate with 6 On Its Merits
  6. SenateSS 1 for SB 245 - Passed By Senate. Votes: 20 YES 1 ABSENT
  7. HouseSS 1 for SB 245 - Assigned to Judiciary Committee in House
  8. HouseSS 1 for SB 245 - Reported Out of Committee (Judiciary) in House with 1 Favorable, 9 On Its Merits
  9. HouseSS 1 for SB 245 - Assigned to Appropriations Committee in House
  10. HouseSS 1 for SB 245 - Reported Out of Committee (Appropriations) in House with 5 On Its Merits
  11. HouseSS 1 for SB 245 - Passed By House. Votes: 40 YES 1 ABSENT
  12. SS 1 for SB 245 - Signed by Governor

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 13 cosponsors: 13 Democrats.

All 13 cosponsors

From Delaware's official records (legis.delaware.gov), checked Nov 1, 2026. Text links go to the official versions; LegiList does not copy bill text.