Delaware · Senate Bill 200 · 152nd General Assembly

Consumer Protections/Property Insurance Contracts/Notification/Cancellation/Renewal

  1. Introduced Jan 4, 2024
  2. In committee Jan 4, 2024
  3. Passed the Senate Mar 12, 2024
  4. Passed the House May 16, 2024
  5. To the governor  
  6. Became law Jun 20, 2024

What it does

The legislature's own summary of the bill, or its official long title.

This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners’ notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two…

Read the full title (135 words)

This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners’ notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two non-weather-related claims over the lifetime of the policy, this legislation provides a reasonable claims lookback period for non-weather-related claims, as is already the case for claims in other portions of this subsection of the Code. Section 2 of this bill precludes an insurance carrier from refusing to renew a homeowners’ policy based on non-weather claims unless 2 or more claims occur within the 36-month period immediately preceding the expiration of the current policy period.

Every action

12 steps, oldest first, as the legislature records them.

  1. CommitteeIntroduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate · Senate Banking, Business, Insurance & Technology
  2. CommitteeReported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 6 On Its Merits · Senate Banking, Business, Insurance & Technology
  3. SenateAmendment SA 1 to SB 200 - Introduced and Placed With Bill
  4. SenateAmendment SA 1 to SB 200 - Passed By Senate. Votes: 21 YES21–0 vote
  5. SenatePassed By Senate. Votes: 21 YES
  6. CommitteeAssigned to Economic Development/Banking/Insurance & Commerce Committee in House · House Economic Development/Banking/Insurance & Commerce
  7. CommitteeReported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 4 Favorable, 5 On Its Merits · House Economic Development/Banking/Insurance & Commerce
  8. HouseAmendment HA 1 to SB 200 - Introduced and Placed With Bill
  9. HouseAmendment HA 1 to SB 200 - Passed In House by Voice Vote
  10. HousePassed By House. Votes: 38 YES 3 ABSENT38–0 vote
  11. SenatePassed By Senate. Votes: 21 YES21–0 vote
  12. GovernorSigned by Governor

Roll calls

4 recorded votes: 4 on the floor, 0 in committee. Each shows how every member voted.

Amendment SA 1 to SB 200 · Full Senate

Passed 21–0
Mar 12, 2024 · journal entry
Yes 21 No 0
Democrats: 15 yes, 0 no Republicans: 6 yes, 0 no
How each member voted

Yes · 21

Amendment SA 1 to SB 200 - Passed By Senate. Votes: 21 YES · Full Senate

Passed 21–0
Mar 12, 2024 · journal entry
Yes 21 No 0
Democrats: 15 yes, 0 no Republicans: 6 yes, 0 no
How each member voted

Yes · 21

Passed By House. Votes: 38 YES 3 ABSENT · Full House

Passed 38–0
May 16, 2024 · journal entry
Yes 38 No 0 Not voting 3
Democrats: 24 yes, 0 no Republicans: 14 yes, 0 no
How each member voted

Yes · 38

Absent · 3

Passed By Senate. Votes: 21 YES · Full Senate

Passed 21–0
May 21, 2024 · journal entry
Yes 21 No 0
Democrats: 15 yes, 0 no Republicans: 6 yes, 0 no
How each member voted

Yes · 21

Sponsors

The member who introduced it, joined by 25 cosponsors: 21 Democrats, 4 Republicans.

All 25 cosponsors

From Delaware's official records (legis.delaware.gov), checked Nov 1, 2026. Text links go to the official versions; LegiList does not copy bill text.